People usually want to make their own decisions. Those looking for spouses often listen to their inner romantic instincts and reject advice from more experienced people. Drivers are skeptical about self-driving cars and would feel safer driving themselves. In some cases, even when unjustified, people would rather take matters into their own hands.
A convenient explanation of this is overconfidence. People may be overly confident about their ability to choose the best decision. However, it seems that this is not everything.
Even those who know that it is better to let experts decide for them have bursts of distrust. People routinely decide not to follow doctor advice, even though they know they don't have good reasons to do so. Even those exposed to thorough research on how romantic instincts are not long-lasting follow their heart when choosing spouses.
These observations lead me to suspect that people simply have an innate preference to take matters into their own hands. Is there research that can speak to this conjecture?