Most of what I have read about this, say that whether or not the sun is bright enough to harm the DSLR, depends on a lot of factors e.g. time of day, cloud cover etc.
What setting aperture, shutter speed, telephoto lens etc. is being used is also a factor. So, for this purpose I am sticking with smallest aperture and highest shutter speed of a 18-55m lens.
For example, I am quite sure taking a photo of the midday sun would be quite harmful for a DSLR. But shooting a sunset probably is okay.
So, exactly how harmful is the sun for DSLRs? Is it more of a "it's okay once in a while, but do not do it all the time" kind of thing? What if I shoot a person with the sun in the background? Will that damage the DSLR?
Also, I understand that the human eye's safety threshold is lower than that of a DSLR.
If that is true, then is "The sun is not too bright to look at with naked eye" a sufficient condition to determine when it is okay to shoot it with a DSLR?
What about cellphone cameras?
Is there a good rule of thumb/guideline to figure out when it is safe to shoot the sun?