Questions tagged [spending]
The spending tag has no usage guidance.
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What’s the difference between inflation and inflation tax?
I get that people seem to be using the term inflation tax as a metaphor for understanding inflation, but it seems to be a bit more than that. We all know that inflation reduces the buying power of our ...
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What is the optimal number of months to base my "average spending" on?
My goal is to determine how much money I spend on groceries per month, "on average". I have a list of all my food shopping orders (timestamp + amount in USD).
Currently, I do the sum() of ...
- 101
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Saving hard to buy one specific item worth it?
I am new to this Stack Exchange channel, sorry in advance if the story does not fit.
About 3.5 years ago I bought a laptop for my education. At the time it was a top of the line model etc. Recently, ...
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Is there any recommendation of rent / spending / saving ratio?
In the USA, are there popular rent / spending / saving ratio recommendations?
Say I earn $150k per year and split it evenly between the three. Which would be $50k for rent or mortgage, $50k for ...
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Figuring out a way to reduce credit card spend due to memorizing the card number
I have been fairly good at controlling my credit card spend, but occasionally I spend more than I intend (online). I am not in any kind of debt, and I come out positive at the end of the month, but I ...
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4
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Monthly budget - deferred expenses from savings vs Income? How to manage?
Background:
My wife and I have put a monthly budget together using the Google Drive Budget Template. Pretty standard - Income section and Expenses section with rows allocated in each.
It makes most ...
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What can Amex do if I cancel their card after using the sign up bonus miles?
I recently applied for the Amex Gold Delta Skymiles card, with the intention of getting the sign up bonus (60,000 miles after $2k spend in first 3 months) and canceling the card before the first ...
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How to spend the coins in your "piggy bank"? [duplicate]
I have saved a full piggy bank of coins and I never bothered to count them. I understand that there are money counting machines that usually charges about 10% of the value to convert them into paper ...
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Would the cost of an item be more accurately expressed as a ratio of cost vs. minimum wage?
I'd like to express the cost of items in a document that can help with spending decisions in the long term.
For instance, an item costs $30, with the minimum wage being $15/hr. in the present year.
...
- 135
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Saving vs. Living Life
Saving is good. Everyone knows this. However, it is important to not get so caught up in cash hoarding that you forget to live life.
Our savings goal is $1m in revenue/interest bearing assets, ...
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How to handle large inheritance
My uncle is ill and doesn't have much longer to live. He's been tying up loose ends and the other day he gave me a briefcase full of $20 bills, neatly stacked. If my math is right it's about $100k. I'...
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Should I have a "Vacation" category in my budget?
In my budget, I have a "vacation" category that I track along with other categories (like car lease, dining, recreation, etc). When you are on vacation you obviously do things that could be tracked ...
- 147
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1
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How to categorize credit card payments?
On mint.com, when I am reviewing my spending reports, my automated credit card payments (set to pay the whole balance) are showing as "Business Services". Since I already have all of the transactions ...
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How are people able to spend more than what they make, without going into debt?
Jeff Bezos reportedly surpassed Bill Gates as the wealthiest person in the world, at least, for a while. But in 2016, it was reported that he had a salary of around $80,000, but obviously his wealth ...
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