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1 vote
2 answers
3k views

Car is under my girlfriend's name, can I refinance it?

Last year I needed to buy a car, but my credit was bad, so my girlfriend at the time let me use her credit to buy it. Now almost 2 years later I have to buy a different car so I can take out of the ...
Carlos Mayea's user avatar
1 vote
1 answer
2k views

Will I be able to get an FHA home loan if I opt for a voluntary repossession on my current auto loan?

What i'm asking is will my credit go down that much and if I decide to voluntary repo? I'm currently at 650. If I can't get a FHA loan what are my options for buying a home with a repo on my credit ...
justatreeguy's user avatar
2 votes
1 answer
1k views

Why can I refinance my recent car loan at a lower rate than I had received originally?

I just purchased a new car a month ago at 3.2% APR. This was the best rate I could get at the time. I currently have an offer from a bank to refinance at 2.25% APR. For a $25k auto loan, this ...
James Jones's user avatar