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Questions tagged [equifax]

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3 votes
1 answer
568 views

How do I update my address with Transunion and Equifax and what are they?

I recently applied for a credit card with a bank I had never done business with before. One day I got a confusing call from them. From what I understood Equifax and Transunion have an old address on ...
Latchar3's user avatar
  • 264
7 votes
2 answers
446 views

Equifax class action settlement—opt-in or opt-out?

I'm trying to figure out whether it's better to include or exclude oneself from the Equifax class action settlement. I've been torn on the issue, for reasons I'll explain below. Note to readers: ...
user541686's user avatar
  • 3,369
1 vote
0 answers
114 views

To protect against fraud in Canada do I need to go with either Equifax / TransUnion or both?

As per this answer, to protect against fraud, one needs to put a credit alert on TransUnion and Equifax. Isn't it enough to put a fraud alert on just one of them? Why do we need to put it on both ...
Viv's user avatar
  • 329
35 votes
5 answers
5k views

How to handle the Equifax Breach this tax season?

One of the most common forms of fraud is tax return fraud. Generally you don't find out until you go to file and someone has already been kind enough to file your tax return, AND take a payment for it....
user avatar
12 votes
4 answers
930 views

How should I protect myself from the Equifax breach without making my own life much harder?

The FTC recommends those who may be impacted by the Equifax data breach do the following: Check credit reports at annualcreditreport.com. Enroll in the 1 year of free credit monitoring provided by ...
user541686's user avatar
  • 3,369
1 vote
0 answers
2k views

Danger of criminals having your checking or savings account number

This question is in relation to the recent Equifax breach: I'm less concerned about my credit card number being out there. That gets stolen and used by thieves on average at least twice a year. I've ...
maplemale's user avatar
  • 1,541