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Questions tagged [credit-history]

for questions related to credit worthiness history, related tags credit-score, credit-rating and credit-report

4 votes
3 answers
665 views

What proactive measures can be taken before or when a lender closes your credit card?

A blogger and contributor here recommended Digital Federal Credit Union (DCU) as a possible lender in my search for cash secured credit cards to establish my credit history, and I got approved for one ...
6 votes
4 answers
287 views

What's a good next step in rebuilding my credit rating?

Here's a summary of my current position: Current credit rating of 600/610 (I think. I'm positive it was in the lower 600's 4 months ago) I've had a card for a year, $500 limit, no late payments, ...
15 votes
8 answers
1k views

Relocated to USA. How to get credit card without existing credit history / score?

I recently relocated to USA and have no Credit Score. Is Secure Credit Card is the only option for me to start building my credit score? Also please recommend which other credit cards are available ...
4 votes
2 answers
313 views

Who checks my credit history when I apply for a credit card?

I'm guessing this may be how it works: Card company > Some Company > Me I can get a credit card from my bank or some company. Do those guys review my history? Or does the card company? Perhaps "Some ...
23 votes
3 answers
729 views

Global credit record: Would my good credit history apply internationally?

Does my credit record apply internationally? For example, if I have a good credit record in Australia, with a car / house loan and a credit card or two, can my good credit rating be seen by banks and ...

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