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2 votes
4 answers
556 views

How to build up credit fast?

I live in the United States, am around 22 years of age, and recently graduated college with around $12,000 in student loans. I have had a full time job for around 4 months that pays around $55,000 a ...
Jimenemex's user avatar
  • 123
1 vote
1 answer
655 views

Two joint auto loans vs two separated loans

Me and my wife are going to buy two cars, our options can be: Each of us can get a separated loan for each car. We can get two joint loans, this way we have two (shared) loans on our credit history ...
Masih's user avatar
  • 209
5 votes
3 answers
5k views

Multiple hard inquiry for a single loan from car dealer?

I'm new to the US and trying to build a good credit history from the beginning. I've just purchased a new car (an hour ago) from an Toyota dealer with a loan from them. I received an alert now from ...
Jeffrey Zhao's user avatar