All Questions
6
questions
0
votes
0
answers
107
views
Vehicle Trade-In
An ex-girlfriend and I took out a car together. After breaking up, she decided to trade in the car and get a new one. The dealership sent me a Power of Attorney form to fill out to have our car used ...
2
votes
1
answer
203
views
How to finance a car when I have credit history but no active credit cards or loans
I paid off 30k of student loans and a 26k car (which I no longer own) years ago, and I had two credit cards at one point, but I foolishly decided I didn't need them and closed both credit cards ...
- 123
1
vote
6
answers
839
views
Applied for car loan and got denied: No credit history or no credit file
I am currently looking for a loan to purchase a new vehicle. I just called my bank, and after briefly discussing with them, they said that I can apply to a 2.74% loan. This is the best I have found so ...
- 11
2
votes
2
answers
2k
views
Authorized user on Lowe’s credit card (only credit history besides phone bill) how will this affect me when applying for an auto loan?
I’m 18 with a credit score of ~719. My grandfather added me on his Lowe’s credit card ($8,000 limit). He’s had this credit card for over two years and it shows up on my credit report as if I’ve had it ...
- 21
1
vote
2
answers
166
views
Should I get a auto loan to diversify my credit lines if I have the cash to pay upfront
Background history
I never took a credit card before last year because I have been always fortunate to have sufficient money to cover my expenses and I was under the impression as long as I paid my ...
- 113
5
votes
3
answers
5k
views
Multiple hard inquiry for a single loan from car dealer?
I'm new to the US and trying to build a good credit history from the beginning.
I've just purchased a new car (an hour ago) from an Toyota dealer with a loan from them. I received an alert now from ...
- 225