My vehicle (pick-up truck) was legally parked on a street and a car struck my truck and caused some damage to the body and bumper. When I called, the other driver's insurance company told me to take it to a collision repair center to get it fixed and give them the estimate and they will pay for it.
My problem is that my truck is a used construction truck with many dents in it, and taking half a day or a full day off of work to drive there and get it fixed is a waste of gas and a waste of my time.
Would it be possible to just have the insurance company send a person to estimate damages and pay me in cash?