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I am cs student , and has been asked to enhance the documentation for open source lib finance.js for IIR (internal rate of return) for various industry

Here I am trying to calculate IIR for the below bank scenario, to easily make use of the open source lib.

image of the bank scenario

Here in the above scenario , principal amount is 50000000 , upfront Fee is 1000000 and upfront credit line Fee is 0

I am aware the IIR is calculated using the formula mentioned in the invetopedia page.

I am unable to understand what will be Net cash inflow during the period t and what will be the t? Does the total inital investment cost will be principal amount - upfront Fee

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