Questions tagged [debt]
Liability or obligation to pay or render something to another
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Can future debts be included in a bankruptcy petition?
I'm asking this question as a matter of law, not specific to any situation, and not as a request for advice.
Can debts that you know for sure will be incurred in the month after filing (examples may ...
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How do you get an interest-free conditional debt recognized?
How do you get an interest-free conditional debt recognized? Let's say I sign a contract with a relative that says upon my death, you get X amount of money if I have enough money to service that debt, ...
- 5,180
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Can a debt discharged in a bankruptcy be assigned to a different person?
I'm in the USA. I took over an apartment lease from someone for the last 4 months of the lease, which ended in May. I've been remaining in the apartment, and have had trouble paying rent.
I am now ...
8
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Can you keep money that was refunded in error?
If a person pays a debt due to a company, and gets a receipt showing the debt has been fully satisfied, but then that company (potentially in error) refunds the full amount without any communication ...
- 1,415
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Does a secured loan create obligations beyond the collateral assets?
Suppose that a lender lends a debtor $10000 with the collateral of 1 Bitcoin. Now, if the debtor defaults the lender can sell the collateral and recover the original debt.
However, suppose the ...
- 3,568
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If our nation takes on debt now that will have to be paid by gen z later isn't that taxation without representation?
We have representatives but gen z does not. How is it fair to spend their money before they are even old enough to have a say? Was the idea of pushing debt onto future generations so unthinkable that ...
- 409
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116
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What can be done about unlawful garnishment?
A debt collector claims that you owe a debt. You dispute the debt. The debt collector "garnishes" your debt without the requisite court order. Your employer agrees to do so, and deducts the ...
- 6,498
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Can I have a collections report removed from my credit history?
I have a collections report on my credit history. The credit card company raised the minimum payment without notifying me or raising the automatic payment I set up for the minimum amount. I hadn't ...
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Does settlement of an HOA liens wipe the slate clean?
A house in Missouri was being sold and the owner wanted to negotiate a lower payment to settle the HOA liens because the buyer would not offer him enough money to cover both the HOA dues and the ...
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2
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123
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Does Unsecured Debt Have Implicit Collateral?
I am thinking of a simple case.
For example, suppose I bought a home, but there is a mortgage where the contract stipulates that if I default, the bank can seize up to 95% of the home value. This 95% ...
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What if you and a restaurant can't agree on who is at fault for a credit card issue?
This question established that, if a restaurant is suddenly unable to take all credit cards, and you don't have cash, then it is not a criminal matter and the debt would just be resolved through civil ...
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What is the process if a debt collector is unable to identify someone?
What is the process if a debt collector is unable to identify an individual of which they have purchased debt on?
I am aware that many of these debt collectors often don't get much information to go ...
user24806
2
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1
answer
68
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How is interest calculated on a debt?
For the notice of payment hearing forum it has a section for "payment order" and "interest". How is interest calculated? What percent is it? What time does it start counting from, ...
- 117
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What is a "Notice of Right to Cure Default"?
I am in the United States of America, specifically Colorado.
I have an auto-loan.
I made a living by delivering Chinese food, pizzas and burritos for a company.
I crashed my car and I cannot deliver ...
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4
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Bob occupies Anna's parking lot. How could Anna prove it?
Anna owns a parking lot. However Bob frequently uses it as his guests' parking lot for two years. The average rental rate for a parking lot is about $40 a month, totaling about $1000 for the two years ...
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