All Questions
6
questions
0
votes
1
answer
66
views
Can a defaulted debt negatively affect one's credit without being affirmed by a court judgment?
If so, then how? Can creditors report defaults directly to credit rating agencies? What is required for them to be believed if they don't have a CCJ to back them?
11
votes
3
answers
4k
views
Does the USA actually have debtors prison or jail after a court order?
Okay, I know officially the answer is "no, there is no such thing as debtors jail for civil debts in the USA", however let's explore this. Suppose a person is sued by a creditor for a debt. ...
- 111
7
votes
2
answers
2k
views
How do you dispute a large bill for damages?
Suppose that a person T (for tenant) had a year ago rented an apartment that had some water damage due to a pipe bursting inside the building. There was a lot of back and forth between T and the ...
- 4,756
1
vote
1
answer
102
views
What is the process if a debt collector is unable to identify someone?
What is the process if a debt collector is unable to identify an individual of which they have purchased debt on?
I am aware that many of these debt collectors often don't get much information to go ...
user24806
0
votes
3
answers
211
views
I lent someone money then they moved out of state and stopped communicating. How do I track down this individual for prosecution?
Against my better judgement I tried to help a fellow renter, my housemate, in a time of need. I had him sign a promissory note and lent him $1200 in Virginia.
After the deadline passed I followed up ...
- 101
-2
votes
1
answer
191
views
Possibility of credit card trolling strategy
Let's say I owe 100k in CC debt. The cc company goes to sue. Correct me but civil trials take months, more.for low priority crap like debt collection. Just before the trial date, I find one of the ...
- 31