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Questions tagged [debt]

Liability or obligation to pay or render something to another

-1 votes
1 answer
74 views

Spouse responsibly for deceased wife [duplicate]

My wife recently passed in our home in Kansas. Am I responsible for her own medical bills and her own credit card debt
Chuck's user avatar
  • 1
1 vote
2 answers
75 views

Requirement to sign debt acknowledgement with date and amount in blank, to be filled later

Question Are there other countries than Chile where private institutions and government alike require people to sign a debt acknowledgement with date and amount in blank (sometimes validated at the ...
J..y B..y's user avatar
  • 173
1 vote
1 answer
76 views

Debtor owes me, trying to figure out how to freeze RBC account

Through the summer, I picked up a client on a contract basis for whom I completed about 3 months of work. I had every reason to believe they would come good in terms of paying me, as the owners of the ...
karancan's user avatar
  • 111
0 votes
4 answers
4k views

If a creditor refuses to accept payment for a debt, is the debt extinguished?

JURISDICTION: New Hampshire, United States If a creditor refuses to accept payment for a debt, is the debt extinguished? I know this sounds bizarre, but some companies are no longer accepting payment ...
Cicero's user avatar
  • 6,998
0 votes
1 answer
59 views

What are the general rights people have in developed countries regarding debt repayment?

If you have some kind of official debt I believe it usually goes to a collection agency. I was curious if there are general principles or rights on an international level about the extent to which you ...
Julius Hamilton's user avatar
1 vote
1 answer
105 views

Can a Housesitter allow a bailiff entry to a property?

This question fairly closely relates to the below linked question, but does differ in it’s question. Legal standing as a house-sitter during a bailiff visit Suppose a high court writ has been received ...
simonthumper's user avatar
1 vote
1 answer
85 views

Is there a legal procedure in debt collection?

A company sells your data to a debt collection agency without proven attempts to collect payments from you for years. A law firm sends you a letter of demand when they have not attempted to contact ...
CheeseBeer's user avatar
2 votes
2 answers
274 views

What does it mean when an obligation is 'waived'?

A while ago, I received a LOD (Letter of Demand) for an amount of $380 with ABC-CO. I signed up for a service with ABC-CO 10 years ago and terminated the service 5 years ago. I have not received any ...
CheeseBeer's user avatar
0 votes
1 answer
66 views

Can a defaulted debt negatively affect one's credit without being affirmed by a court judgment?

If so, then how? Can creditors report defaults directly to credit rating agencies? What is required for them to be believed if they don't have a CCJ to back them?
JosephCorrectEnglishPronouns's user avatar
2 votes
1 answer
57 views

What is the jurisdiction for an ordinary suit for an unpaid business debt, the creditor or debtor state?

For an ordinary unpaid business debt, what is the normal jurisdiction, the state where the creditor is located or the state where the customer is located? For example, suppose I have a business in ...
Cicero's user avatar
  • 6,998
1 vote
1 answer
58 views

Can the fact that debt is being collected be disclosed under Australian Consumer Law and Fair Trading Act 2012 section 45(j)

The Act states: "disclosing or threatening to disclose debt information, without the consent of the debtor, to any other person who does not have a clear and legitimate interest in the ...
Alvina Singh's user avatar
0 votes
1 answer
66 views

What are the implications for a debtor of an unauthorised collection agency being hired to pursue them?

Meet Bob. Bob owes Alice money. Alice hires ACME debt collectors Inc. To pursue Bob for his debt to her. Bob receives letters from Acme and checks on the register of the FCA to find they are not ...
JosephCorrectEnglishPronouns's user avatar
1 vote
2 answers
91 views

What are the implications of a debt collection company not being registered in England?

It has been said that a debt management company in England must be registered as such in England. What are the implications of one operating despite apparently being registered in Ireland? And how can ...
JosephCorrectEnglishPronouns's user avatar
4 votes
1 answer
354 views

If you marry someone with student debt, does half it become your debt?

So if you divorce, you would own half of their debt?
Bear Bile Farming is Torture's user avatar
22 votes
3 answers
6k views

In a state with the common law definition of theft, can you force a store to take cash by "pretending" to steal?

If I understand correctly, (a) under common law, theft requires an intent to permanently deprive the owner, and (b) legal tender only applies to debts, not purchases. B is the reason why stores do not ...
Someone's user avatar
  • 17.1k

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