Questions tagged [credit-card]
The credit-card tag has no usage guidance.
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Do you have a legal right to stop a card payment by email?
According to Citizens Advice it is the law that you can stop a card payment. They also say you can do this by email. It is not completely clear if you can put these two statements together and get ...
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Must car rentals accept at least one payment method without a surcharge?
This question is about paying the car hire fee only, not about making the security deposit (for which a credit card is understandably required).
Context: at least one Australian car rental company is ...
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What is the legality of signing someone up for a subscription without their permission?
Is it legal for a merchant to subscribe a person to a service, and start charging them periodically, without that person's explicit agreement?
For example, suppose Netflix happens to have your credit ...
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Is it legal for credit card companies to terminate a credit card?
The standard text of a credit card agreement implies American express can terminate the agreement at any time. Problem is, you already gave credit.
As an example, if I give someone a loan, I can't &...
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Priority of credit card debt in company liquidation
Juristdiction: USA. A small S corp is insolvent and being liquidated. Main bank account now has $0, say $2000 owed on corporate credit card account (for which I am the guarantor), $1000 in wages owed (...
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Is there a law that regulates charging an online account to which the owner has no access?
Is it legal for an online service to charge an account holder credit card for services that are contingent on the account holder being able to manage their account if the account holder's access has ...
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Is it legal for a business to give a discount for paying with cash vs. credit card?
I ate at a Croatian restaurant where I had the option to pay with cash with euros or pay with my credit card.
If I chose to pay with cash, I would be given a 10% discount.
As I have a VISA credit card ...
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Is it legal for a webshop to charge credit card in different currency than what is shown?
Consider a webshop based in Spain (European union). After the buyer selects their country (shipping address) the prices are shown in the local currency, and only in that. However during payment, the ...
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Usury---What Constitutes It in the United States?
Some years ago, I recall a professor who announced that (in the United States) charging someone an annual interest rate of 24% or more was considered usury.
The other day, someone I know in the United ...
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How consumers taxed with a cryptocurrency prepaid card?
A store decided to issue a prepaid card that can be loaded with cryptocurrency and used only in that store.
Will the customers pay tax when they load the card, use it, or both?
I am interested in US ...
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What permits needed for a company to issue its own prepaid card?
What laws apply to companies that wish to issue their own prepaid cards?
The cards can only be used to buy goods/services from the company
The cards are refundable, and the remaining balance can be ...
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Can you be arrested for accidentally signing a recipt for someone else's order?
I may have signed a credit card receipt for someone else's pizza order, giving a tip as well. The deliver driver gave my address so I had assumed my aunt or uncle ordered without telling me, then I ...
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What consequences, if any, can arise from potentially overusing credit card transaction dispute processes?
In the UK, there is a facility enshrined in section 75 of the consumer credit act for consumers to raise disputes of credit card transactions which did not rise to their satisfaction. I recently spoke ...
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What is the timeframe for Mastercard's "zero-liability" policy?
Other types of transaction disputes such as "product not received" has a clear reporting timeframe of 120 days or 540 days. That is, the consumer is usually protected only if the report is ...
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Is it legal to use someone else's credit card with permission?
Is it legal to use someone else's credit card with their permission? What about forging a signature, also with permission?
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