Credit Cards Banking Mortgages Student Loans Personal Loans Auto Insurance Life Insurance Taxes Your Money How the 52-week savings challenge can help you save $1,300 in one year If you’re struggling to save money, try the 52-week savings challenge. Here’s how it works. The best CD rates on the market for July We analyzed more than 300 data points to find the best CD accounts and CD rates available today. See our top picks based on APYs, fees, and more. The credit score needed to buy a house Locking in a low interest rate can save you thousands of dollars over the life of a home loan and lower your monthly payments. 6 ways to increase your net worth Your net worth is an important indicator of your financial health. Here’s how to increase your net worth. How to save money in 2024: 44 tips to grow your wealth Saving money can be a challenge. Here are some tips for how to save on groceries, utilities, education, and more. How much money should you keep in your checking account? The answer might surprise you. Here’s how much you should really keep in a checking account. Calculators and Tools Mortgage payment calculator Estimate your monthly payments and see how much goes toward the principal amount, interest, taxes, and insurance with the mortgage calculator. How much house can I afford? Run the calculations to determine which type of mortgage you might qualify for and how much house you can afford. Watch Now - Personal Finance 70% of US workers are bracing for job cuts. Here's why 70% of employees are bracing for potential layoffs, whether by saving money or applying to new jobs, according to a survey from MarketWatch Guides. Is this anxiety well founded or is there something else in play? MarketWatch Guides data journalist Matt Brannon joins Wealth! to give insight into the survey and what Americans need to know about the job landscape moving forward. Brannon lays out one of the biggest statistical finds in the study: age gaps. "So we found that Baby Boomers feel more secure in their jobs. It makes sense. They've worked for decades building up their seniority. Whereas Gen Z workers, 88% are taking steps to prevent a job loss, trying to preempt it in some sort of way," Brannon tells Yahoo Finance. "Layoff anxiety is a term that we asked about to find out just how concerned people are and a majority of Gen Z workers and nearly half of Millennials are anxious about being laid off." Brannon says younger workers' concerns are exacerbated by another trend appearing across most industries: "Younger generations are particularly fearful of AI coming to take their jobs." For more expert insight and the latest market action, click here to watch this full episode of Wealth! This post was written by Nicholas Jacobino 03:50 Federal appeals court blocks Biden's student loan plan, SAVE 02:10 Owning Manhattan star talks career shift into real estate 02:00 Hugh Hendry: Bitcoin can triple, here’s why 01:16 Is value dead? Lee Munson on ‘the bane of his existence’ Editor's Picks How to find the best checking accounts The best checking accounts have low balance requirements and no monthly fees. Here’s how to find the best options. The best mortgage lenders The best mortgage lenders offer low interest rates, down payment assistance, and smooth online experiences. Find the best mortgage lender for your situation. The best student credit cards Going to college is an opportunity to be independent and develop good financial habits. We looked at the best credit cards for students to help you find the right one. Is this a good time to buy a house? It's rarely easy to buy a home. And if you can find a house you love, the question becomes: Is now a good time to buy? The best credit cards for vacations Before leaving on vacation, use this guide to secure the right card for saving on travel expenses. The 7 best checking account bonus offers Get paid to open a new checking account: Our team identified the best checking account bonus offers available today. Learn how to open an account and earn a bonus. How to save money: 44 tips to grow your wealth Saving money can be a challenge in today’s economy. Here are some tips for how to save money on groceries, utilities, education, and more. The 10 best online banks We analyzed fees, customer experience, product selection, account features, account security, and more. The best travel credit cards Here are some of the top travel credit cards available right now, whether you’re looking for everyday rewards or luxury benefits. The 10 best high-yield savings accounts We analyzed nearly 300 data points to find the best high-yield savings accounts available today. See our top picks based on interest rates, fees, and more. The best business credit cards Our picks for the best credit cards for business include the Chase Ink Business Cash and Amex Blue Business Plus Card. The 10 best money market accounts We analyzed more than 100 data points to find the best money market accounts available today. See our top picks based on interest rates, fees, and more. The best CD rates on the market We analyzed more than 300 data points to find the best CD accounts and CD rates available today. See our top picks based on APYs, fees, and more. The best personal loan rates The best personal loan lenders offer borrowers the lowest rates and issue funds quickly. Here's how to find the best personal loans to meet your financial goals. Tips for getting cheap car insurance No one wants to pay more than necessary for car insurance. Here are ways to lower your bill or find cheaper coverage. Best credit card sign-up bonuses A great welcome bonus adds a big boost to your first-year credit card rewards. Get started with our top picks today. The best credit cards for cruises Ready to set sail? Make sure you have one of these best credit cards for booking cruises in your wallet first. The best credit cards for wedding expenses Whether you’re going all-out for a destination wedding or having a small ceremony near home, these credit cards can help you save money on your nuptials. Mortgage refinance: How to get started If you want to refinance your mortgage, here's everything you need to get started. Learn whether refinancing is a good decision right now. The best credit cards Whether you’re looking for your first or fifth credit card, we’ve put together our best credit card picks over various categories. More Personal Finance Resources 6 ways to increase your net worth Your net worth is an important indicator of your financial health. So what if your net worth isn’t where you want it to be? Here’s how to increase your net worth. 7 ways to save money on a tight budget Finding ways to save money on a tight budget can be challenging, but these seven strategies can help you find extra savings to sock away. What is a sinking fund, and why do you need one? A sinking fund helps you plan for one-off and irregular expenses so your budget isn’t thrown out of whack. Here’s how a sinking fund works and how to use one. How to recession-proof your savings Recessions are a natural part of the economic cycle, but they can have severe negative consequences for your savings and finances. To minimize its impact on your life, take these steps to recession-proof your savings. Struggle with budgeting? Following the 50/30/20 rule could be your solution. The 50/30/20 budget rule is a popular budgeting strategy known for its simplicity. Learn more about how it works. Budgeting basics: What are monthly expenses? What counts as a monthly expense? Check out this list of common monthly expenses to include in your budget, along with helpful tips on how to cut monthly expenses for savings and other financial goals. Fixed vs. variable expenses: Key differences and how to budget for each Understanding the difference between fixed expenses and variable expenses is key to proper budgeting. See examples of both and learn how to plan for them. How much money should you keep in your checking account? Every bank customer likely wonders: “How much money should I keep in my checking account?” And the answer might surprise you. 5 money-saving apps to help you grow your wealth Whether you’re looking to build an emergency fund or start investing on a regular basis, a money-saving app can help. Here’s a look at some of the best money-saving apps available today and their costs. Need a new budgeting tool? Try one of these 6 Mint alternatives Looking for a replacement now that the Mint app is gone? Consider these six budgeting apps as Mint alternatives. 1 2 3 4 5 6 People also look for Is it a good time to buy a house? Compare high-yield savings accounts Best credit card sign-up bonuses Why are home prices so high? Best CD rates Best travel credit cards