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Questions tagged [banking]

Questions related to creating and using accounts in foreign or domestic banks.

2 votes
0 answers
30 views

Credit/overdraft limit on bank accounts in Lithuania

In some EU states (such as Austria, Germany and Italy), it is quite common to have an overdraft limit on one’s bank account, allowing for a negative balance, usually until the next monthly salary ...
user149408's user avatar
2 votes
0 answers
59 views

Getting banking security codes without a U.S. phone number

I live in Japan, but still have an account at Bank of America in the US. Often, the bank wants to send me security codes via SMS, and they’ll only send the SMS message to a US phone number, which I no ...
bubba's user avatar
  • 153
0 votes
1 answer
124 views

Banking for digital nomad / expat

I am planning to travel for a long time, maybe staying somewhere for a couple of years, don't know yet. Basically living the life of a digital nomad for an extended period of time. As such, the ...
eugenekr's user avatar
  • 101
0 votes
0 answers
35 views

U.S. expat in Korea trying to use Bank of America online banking

I need to access my BoA account, but they require calling their number for a security code (I have been able to get away with this because my phone was registered as a secure device prior to their ...
R.Val's user avatar
  • 1
0 votes
1 answer
46 views

What does the rental process look like in Valencia, Spain?

My partner and I are looking to move to Valencia in April/May. We are currently in the UK and for the sake of simplicity, I'll just say that we have the right to live and work in Spain. What does the ...
turnip's user avatar
  • 129
1 vote
2 answers
176 views

Can I open a bank accounts in Germany with a fiktionsbescheinigung?

Fiktionsbescheinigung is the temporary residence permit given to people in waiting to get their residence permit. I would Like to know if it is possible to open a bank account with a German bank using ...
Cathartic Encephalopathy's user avatar
4 votes
1 answer
1k views

Bank of America: solve the requirement for US phone number and address

I have a bank account in Bank of America, which I was maintaining while I was living there, but I have moved to Europe since about 8 years. The bank account still has some active balance, so I would ...
lefterav's user avatar
  • 141
2 votes
0 answers
36 views

Leaving country soon, can I leave my bank accounts open?

I am a Tunisian citizen currently residing in Turkey with a work permit. However, due to a restructuring in the startup I worked for, I've been laid off and my work permit will not be renewed. As it's ...
Mehdi Saffar's user avatar
1 vote
1 answer
215 views

What is the difference between TIN and SSN when filing a W-9 form?

I am a dual French-American citizen living in the US and I need to fill out a W-9 for my French bank account. I'm not sure what to write for the TIN. I looked it up online and found on the IRS website ...
YvesS's user avatar
  • 11
3 votes
1 answer
149 views

How does one get back the money from a blocked account?

For purposes of studying in Germany, one has to show a certain amount of money in a bank account known as "Sperrkonto", which periodically deposits some amount of money per month to our ...
Cathartic Encephalopathy's user avatar
1 vote
1 answer
72 views

Would my bank account be tied to the address I anmeldet with?

I am planning out my life in Germany, and it will be needed that I travel between a few states in the beginning. Hence, this question arised, would my bank be tied to the anmeldung I gave for it? If ...
Cathartic Encephalopathy's user avatar
1 vote
0 answers
61 views

What is the least restrictive loan in Sweden?

My specific situation is I am a Swedish citizen and I currently reside in Sweden, I have very bad credit history, and I am a fulltime student with capital income as opposed to any kind of employment. (...
Julius Hamilton's user avatar
1 vote
1 answer
85 views

French bank requesting W-9 repeatedly

I have been living in France since 2019 so I'm used to the goofy US tax requirements. I recently changed banks (actually, from Crédit Mutuel in the north to Crédit Mutuel in the south). I originally ...
Lori S's user avatar
  • 13
3 votes
1 answer
244 views

Will a U.S. citizen be able to open a bank account in Sweden?

Years ago, my spouse and I moved to Switzerland. While living there, we found out that due to FATCA laws and my spouse being a U.S. citizen, opening a bank account would be difficult. It was ...
alec's user avatar
  • 131
1 vote
1 answer
252 views

What is the penalty for not closing an account in Netherlands?

I am an EU citizen. 11 months ago, I opened an account with ING bank in the Netherlands. I was working in the country and needed an account to receive my salary. However, I never received a debit card....
Ivan's user avatar
  • 11

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