Apparently, the answer is yes: Martin Brinkmann states on ghacks.net,
"A clean installation of Windows 10 or Windows 11 may enable Bitlocker
drive encryption automatically. The main system partition and all
fixed drives will be encrypted..."
"Problem is, since the encryption process happens automatically in
this case, users may not be aware of it. This can lead to issues, for
instance when reinstalling the operating system without saving the
Bitlocker recovery key or using a Microsoft account. Access to files
is lost in the worst case." [Emphasis added, ed.]
He also states that it can be prevented, but only through user action, i.e., the user must force opting out of encryption through a registry hack, using hidden features not known to the average user.
- During installation, when selecting country or region,
- Press ShiftF10 to open CMD prompt.
- Type
regedit
and press Enter to open Regedit.
- Go to the key
HKEY_LOCAL_MACHINE\SYSTEM\CurrentControlSet\Control\BitLocker
(normally, I'd state, by copying and pasting this to the location bar, but that would not be possible during installation).
- Right-click on the BitLocker key and select New > Dword (32-bit) Value.
- Name the value
PreventDeviceEncryption
.
- Double-click that value to set it to
1
.
Thanks to Brinkmann for clarifying that issue, and for a workaround! See the article cited above for more information on avoiding automatic encryption and on checking BitLocker status.
Thanks also to Ramhound for pointing out that encryption does not occur in all cases -- it apparently depends on the WIM supplied. For example, if an OEM-provided WIM has started Windows 11 installation with BitLocker set, the drive and attached drives will be encrypted on user completion of that installation, unless the above hack is employed.