VISION BOARD: Current year 3/2023  ◦ Honda Civic FE RM 156,000 10% downpayment : RM 15,600 target : 3 year (36 month) saving : rm 433.33  ◦ Rumah Teres Setingkat RM 550,000 10% downpayment: RM 55,000 target : 6 year (72 month) saving : rm 763.89  ◦ Percutian ke London RM 15,000 (3 pax) target :3 year (36 month) saving : rm 416.67  ◦ Umrah RM 15000 (3 pax) target : 5 year (60 month) saving: rm 250  ◦ Tanah (asset) RM 50,000 target: 7 year (84 month) saving : rm 595.24 #ass