Konul Shugubova’s Post

𝗟𝗼𝗮𝗻𝘀 𝗹𝗶𝗻𝗸𝗲𝗱 𝘁𝗼 𝗘𝗦𝗚 𝗳𝗮𝗰𝗲 𝗼𝘃𝗲𝗿𝗵𝗮𝘂𝗹 𝗯𝘆 𝘂𝗻𝗱𝗲𝗿-𝗽𝗿𝗲𝘀𝘀𝘂𝗿𝗲 𝗯𝗮𝗻𝗸𝘀 Corporate loans whose costs are linked to environmental, social and governance (ESG) goals are being redesigned by banks in response to rising regulatory pressure and to inject more credibility into a market they hope to grow. Sustainability-linked loans (SLL), which were first used in 2017, offer slightly cheaper borrowing, typically around 2.5-10 basis points less, if companies meet goals such as cutting their carbon emissions or improving board diversity. Banks must strike a balance between increasing standards and increasing demand for Sustainable Loans (SLLs), which allow borrowers to use raised funds according to their sustainable finance commitments. The Financial Conduct Authority (FCA) raised concerns about market integrity in June, citing potential conflicts of interest and unambitious goals in banks' incentives to meet ESG financing targets. Read full article at 👇 https://okt.to/fl0NvS #ESG #banks #sustainability #ESGStrategy #Finance

Here's a great article from a global asset manager focusing on the importance of private credit in the finance market. The importance of an Intermediary in today's market, when looking for finance for any business reason should not be underestimated. Businesses like ABL - Complex finance, made simple. have been acting as an Intermediary for Commercial Finance for over 10 years. We understand the market. We understand the complexities, but also the nuances of the different lenders. If you are; 📊 Growing your business 🔄 Looking to restructure current Commercial debt 🏫 Buying property Speak to an advisor, it will pay off in the long run. Trust me! #smebusiness #smefinance #weareABL #ComplexFinanceMadeSimple #knowyouroptions

Following warnings from UK regulators that sustainability-linked lending is being held back by weak incentives and conflicts of interest, Trade finance experts are calling for a “complete rethink” on greenwashing. The FCA is increasing scrutiny of loans tied to sustainability targets, recently contacting heads of ESG across the banking sector to warn of “potential market integrity concerns”. HFW's Jason Marett speaks to Global Trade Review (GTR) on the matter and suggests that the FCA’s growing focus on the topic “might encourage banks to start including more ‘teeth’ in sustainability-linked loan documentation, for example so that borrowers that fail to deliver sustainability reports are at risk of triggering an event of default and an acceleration of the loan”. “This would be a significant market development,” he says. You can read the full article here: https://lnkd.in/eQvvHcBP #Sustainability #Loans #SustainabilityLinkedLoans #GlobalTradeReview #FCA #ESG

A great piece on the current lending market, summed up in one sentence, well worth a read: ''Small and medium enterprises (SMEs), professional real estate developers and the corporate credit sector are finding private credit firms a reliable alternative to conventional banking systems. As banks retrench, they leave behind a critical lending need filled by private credit entities.'' #institutionalinvestors #debtmanagement #assetmanagement #esginvesting

______________________________________ ~ British banking family The Aghayere family from Mayfair, UK, is distinguished as one of Africa's foremost banking and finance families British banker Clement Aghayere has raised tens of billions of united states for corporations Nigeria | Africa - loan agreements in principle ______________________________________

In this expert opinion piece just published in Funds Europe, Arrow's CEO, CIO, Zachary Lewy, discusses the rise of private credit as a reliable alternative in European financing, attracting investors with promising returns and an ESG focus. "In a global financial landscape marked by tightening regulatory conditions, the real prospects of recession, and the continued retreat of traditional banks, private credit has carved a niche for itself, particularly in Europe. Here, small and medium enterprises (SMEs), professional real estate developers and the corporate credit sector are finding private credit firms a reliable alternative to conventional banking systems. As banks retrench, they leave behind a critical lending need filled by private credit entities." #instittutionalinvestors #assetmanagment #privatedebt #privatecredit #realestateinvesting #realestatefinance #alternatives #esg

"ESG reporting can seem challenging but provides an extraordinary competitive advantage for companies, fintechs and financial institutions. As initiatives progress to make the global marketplace more standardised and banks better understand regulatory expectations, more companies will turn to SLLs (Sustainability-linked Loans) thanks to their lower interest rates and flexible repayment terms." Read more about the challenges and opportunities of Sustainability-linked Loans >> https://okt.to/Y3yHvM #sustainabilitylinkedloans #ESG #SustainableFinance

"ESG reporting can seem challenging but provides an extraordinary competitive advantage for companies, fintechs and financial institutions. As initiatives progress to make the global marketplace more standardised and banks better understand regulatory expectations, more companies will turn to SLLs (Sustainability-linked Loans) thanks to their lower interest rates and flexible repayment terms." Read more about the challenges and opportunities of Sustainability-linked Loans >> https://okt.to/NZ3r4W #sustainabilitylinkedloans #ESG #SustainableFinance

Turkey is focused on a brighter future

"ESG reporting can seem challenging but provides an extraordinary competitive advantage for companies, fintechs and financial institutions. As initiatives progress to make the global marketplace more standardised and banks better understand regulatory expectations, more companies will turn to SLLs (Sustainability-linked Loans) thanks to their lower interest rates and flexible repayment terms." Read more about the challenges and opportunities of Sustainability-linked Loans >> https://okt.to/RprkLP #sustainabilitylinkedloans #ESG #SustainableFinance