Holistic Planning’s Post

Is your retirement income strategy adaptable? How can time segmentation offer flexibility while safeguarding your financial goals? Tune in now as we explore the concept of dividing investments for different retirement stages. https://bit.ly/3SVEvB1 #EXTRAOrdinaryRetirement #RiskManagement #RetirementIncome #FinancialSafety

2024 is the year to invest in yourself! Maximize retirement contributions with the updated 2024 limits. Let's navigate the path to financial prosperity together! #investinyourself #retirementgoals #retirementlimits

Does the new year have you thinking about retirement? If so, read our latest blog for some key financial metrics for near-retirement individuals. https://hubs.la/Q02frTS80

Getting close to retirement and wondering how much you'll need? The '25x Rule' is a useful starting point. Simply multiply what you think you'll need for one year by 25. It’s a good rule of thumb, but there are a number drawbacks:   🔷 It doesn’t account for State Pension income, or any other income sources you might have.   🔷 People tend to spend more in the earlier years of retirement, and less in later life.   🔷 It ignores any taxes that might be payable on accessing your savings.   Choosing to retire is one of the biggest financial decisions you'll make. Plan accordingly. #retirementplanning #financialplanning #money

Working Americans nearing retirement may face unique, unprecedented challenges. From age 50 onward, key milestones offer options that can significantly impact your financial future. That's why having a solid plan is crucial. Tap the link to our free report to learn more and help ensure your retirement goals are within reach! https://lnkd.in/eBa_NemN #retirementplanning #financialgoals #financialtips

"What does Retirement Reimagined really look like?" While factors such as financial security, personal health, age, and ability to access retirement funds influence one's decisions about when to retire, in reality, it's often the unexpected events that drive the final decisions. These include job loss, sickness, and caregiving responsibilities. "It is more likely that non-financial considerations dictate whether one has a good retirement." The topic of 'retirement' is both deeply complex and personal. There isn't one definitive answer on what to do or when, and it has implications from public policies to education and business/organization strategies. One thing is for sure, it's a journey, not a destination. Thank you Stephen Huppert for the important reminder. Much to do, we still have. https://lnkd.in/eM-PerPH #financialservices #retirement #personalfinance #fintech #longevity

Grow or Hold? 🤔 That's the Retirement Money Question! Keep watching to see the SECRET to finding the perfect balance for a secure & prosperous future. #RetirementPlanning #FinancialFreedom #retirementtips #thingstoknow #retirementplanningtips #financialbalance

💡 Discover how Merit Financial Advisors has plans fit for everyone's needs. Driven by robust technology, systems and services, Merit has the ability to help create successful retirement plan outcomes for plan sponsors and participants alike. Learn more about our Retirement Solutions for Employers at the link below: ➡️ https://lnkd.in/eVGhdEKp #RetirementPlanning #FinancialWellness #EmployerBenefits #EmployeeEngagement #FinancialFreedom

One way to change your spending habits and cut back on non-necessities is by modifying (or downsizing) the things you have. Check out these 5 things when considering downsizing for retirement - https://hubs.ly/Q02z0_XY0

Working in retirement can have a significant effect on financial security, but the non-financial benefits can be just as profound and have a positive impact on overall well-being. In our latest study with Age Wave, respondents who worked during retirement reported experiencing several benefits like staying mentally and physically active and establishing social connections as well as feeling a greater sense of accomplishment and purpose. This is just one example of how the definition of success in retirement is changing. How are you thinking about your purpose in retirement, and what are your plans for work and relaxation? https://bit.ly/3ZGKAEr