Conduct loan file transaction testing to determine regulatory credit risk grades by analyzing repayment capacity, including global capacity as needed, and collateral coverage.
Evaluate loan grading, underwriting standards, and credit administration practices pertaining to the credits assigned.
Assess loan grading accuracy, timely recognition of changes in loan quality, adherence to underwriting standards, policy exceptions, and covenant compliance.
Document well-supported findings and conclusions in accordance with Federal requirements.
Prepare loan write-ups as directed by the Asset Manager or Examiner-in-Charge.
Participate in periodic loan review roundtables to discuss review status and any emerging issues.
Requirements:
Bachelor’s degree is required; a major in business, economics, finance, accounting, or a related field is preferred.
8+ Years of relevant experience in banking, financial industry, banking supervision, or an equivalent combination of education and experience.
Prior credit review and credit analysis experience.
Ability to read and interpret supervisory ratings and enforcement records, as well as the ability to read and apply System rules and regulations related to bank activities and expansionary transactions.
Ability to deliver verbal and written information effectively and accurately.
Proficiency in PC software products, including Word, Excel, and PowerPoint, and Microsoft Office Applications, especially Excel Spreadsheets.
Must have strong financial analytical skills, excellent attention to detail, and be highly accurate
Ability to work with individuals in various capacities and maintain excellent people/communication skills at all times.
Good organizational skills, flexibility, and ability to prioritize and meet deadlines in a timely manner
Knowledge of FDIC and OCC Federal Regulations and Policies is a plus.
Seniority level
Mid-Senior level
Employment type
Contract
Job function
Accounting/Auditing and Finance
Industries
Banking and Financial Services
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