About
Articles by Driss
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What's driving the growth, efficiency and accessibility?
What's driving the growth, efficiency and accessibility?
By Driss R. Temsamani
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Unlocking New Potential in Treasury Management
Unlocking New Potential in Treasury Management
By Driss R. Temsamani
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The History of the Ball: Explaining AI to Corporate Treasurers
The History of the Ball: Explaining AI to Corporate Treasurers
By Driss R. Temsamani
Contributions
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What are the key success factors for digital payment systems in emerging markets?
Incentives are key in driving digital payment adoption for financial inclusion. They cut costs compared to cash, attract users with access to financial services, and offer subsidies. Cashback, rewards, and convenience make digital payments appealing. Security and financial literacy programs further boost adoption. Merchant incentives and the network effect play roles, and supportive regulations add to the drive. Overall, incentives are pivotal in encouraging individuals to choose digital payments, enhancing financial inclusion.
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What emerging payment system innovations can you use to improve your business?
Technology has transformed nearly every aspect of our lives, the power of financial inclusion has become more evident than ever before. Financial inclusion, a concept focused on providing access to affordable financial services to all individuals and businesses, regardless of their economic status, has emerged as a crucial tool for socio-economic development and poverty alleviation. I am passionate about the significance of financial inclusion, its impact on individuals and communities, and the strides made in this domain to create a more equitable world. Digital money plays a crucial role in advancing financial inclusion by providing financial services to individuals who may not have easy access to traditional banking.
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How do you prioritize digital threats and opportunities?
In the ever-evolving landscape of digital transformation, gauging an organization's digital maturity is paramount to staying competitive. Using a digital scorecard is crucial for managing digital maturity because it provides a structured approach to assess, measure, and optimize an organization's digital transformation efforts. It promotes clarity, data-driven decisions, alignment, accountability, and adaptability, all of which are essential components of successful digital maturity management.
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What is the key to creating a unique value proposition for your entrepreneurial venture?
Creating a unique value proposition for a digital venture involves identifying a specific problem your product or service solves, understanding your target audience's needs, and highlighting what sets your offering apart from competitors. Combining innovation, personalization, and a clear communication of benefits can help you stand out in the market.
Activity
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Happy Hijri New Year! May this new year bring peace, happiness, and prosperity to you and your loved ones. سنة هجرية سعيدة و أطيب المتمنيات…. أتمنى…
Happy Hijri New Year! May this new year bring peace, happiness, and prosperity to you and your loved ones. سنة هجرية سعيدة و أطيب المتمنيات…. أتمنى…
Liked by Driss R. Temsamani
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Muito bom estar na FEBRABAN TECH, na semana passada, discutindo o futuro do setor financeiro, interagindo com muitas pessoas conhecidas e conhecendo…
Muito bom estar na FEBRABAN TECH, na semana passada, discutindo o futuro do setor financeiro, interagindo com muitas pessoas conhecidas e conhecendo…
Liked by Driss R. Temsamani
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It was inspiring to see the incredible energy, innovation, and momentum at this year's AWS Summits across Asia-Pacific and Japan. Thousands of our…
It was inspiring to see the incredible energy, innovation, and momentum at this year's AWS Summits across Asia-Pacific and Japan. Thousands of our…
Liked by Driss R. Temsamani
Experience & Education
Organizations
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30% Club
Mentor
- PresentThe 30% Club is a campaign group of business chairpersons and CEOs taking action to increase gender diversity on boards and senior management teams. It was established in the United Kingdom in 2010 by Helena Morrissey with the aim of achieving a minimum of 30% female representation on the boards of FTSE 100 companies.
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The International diaspora Engagement Alliance
Partner
- PresentThe International diaspora Engagement Alliance (IdEA) promotes and supports diaspora-centered initiatives in entrepreneurship, volunteerism, philanthropy, diplomacy, and social innovation in countries and regions of diaspora origin. IdEA is a non-partisan, non-profit organization that engages global diaspora communities, the private sector, civil society, and public institutions in collaborative efforts to support economic and social development.
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Aspen Institute
Delegate
- PresentThe North Africa Partnership for Economic Opportunity (PNB-NAPEO) is a public-private partnership of US and North Africa business leaders, entrepreneurs, civil society leaders, and governments with a mission to foster job creation, entrepreneurship, and education with a focus on youth. PNB-NAPEO has created a network of stakeholders which is locally-owned and locally-driven. Chapters have been established in Algeria, Mauritania, Morocco, and Tunisia, and one is currently being formed in Libya.…
The North Africa Partnership for Economic Opportunity (PNB-NAPEO) is a public-private partnership of US and North Africa business leaders, entrepreneurs, civil society leaders, and governments with a mission to foster job creation, entrepreneurship, and education with a focus on youth. PNB-NAPEO has created a network of stakeholders which is locally-owned and locally-driven. Chapters have been established in Algeria, Mauritania, Morocco, and Tunisia, and one is currently being formed in Libya. The network created by PNB-NAPEO is a vehicle for stakeholders in the United States and North Africa to identify, initiate and sustain projects at the Maghreb regional level to foster investment opportunities, entrepreneurship, and job creation, especially for youth. Over the next five years PNB-NAPEO is committed to positively impacting 100,000 people.
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University of Miami
Experiential Learning Researcher
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Meridian International Center
Miami Council for International Visitors
- PresentMeridian International Center, founded in 1960, is a leading non-partisan, not-for-profit organization dedicated to strengthening international understanding through the exchange of people, ideas and culture.
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U.S. Department of State
International Visitor Leadership Program
- PresentInternational Visitors are current or emerging leaders in government, politics, the media, education, the arts, business and other key fields. Over 4,000 International Visitors come to the United States from all over the world each year. Since its inception in 1940, thousands of distinguished individuals have participated in the International Visitor Leadership Program, including more than 326 current and former Chiefs of State and Heads of Government, thousands of cabinet-level ministers, and…
International Visitors are current or emerging leaders in government, politics, the media, education, the arts, business and other key fields. Over 4,000 International Visitors come to the United States from all over the world each year. Since its inception in 1940, thousands of distinguished individuals have participated in the International Visitor Leadership Program, including more than 326 current and former Chiefs of State and Heads of Government, thousands of cabinet-level ministers, and many other distinguished leaders from the public and private sectors.
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U.S. Department of State Global Entrepreneurship Program
Partner
- PresentThe Global Entrepreneurship Program (GEP), led by Senior Advisor for Global Entrepreneurship Shelly Porges is a U.S. State Department-led effort to promote and spur entrepreneurship around the world. Announced by Secretary of State Hillary Rodham Clinton at the Presidential Summit on Entrepreneurship in April 2010, the GEP highlights the United States’ commitment to use our entrepreneurial culture to advance entrepreneurship in emerging markets and developing countries. The U.S. Department of…
The Global Entrepreneurship Program (GEP), led by Senior Advisor for Global Entrepreneurship Shelly Porges is a U.S. State Department-led effort to promote and spur entrepreneurship around the world. Announced by Secretary of State Hillary Rodham Clinton at the Presidential Summit on Entrepreneurship in April 2010, the GEP highlights the United States’ commitment to use our entrepreneurial culture to advance entrepreneurship in emerging markets and developing countries. The U.S. Department of State has the unique ability to play the role of convener, coordinator and connector. Utilizing this ability, the GEP marshals primarily non-governmental partners around six key areas that are essential to creating a successful entrepreneurial ecosystem. These six areas include: identifying promising entrepreneurs, training them, connecting and sustaining entrepreneurs, guiding them to capital, advocating for supportive policy and regulations, and celebrating their successes.
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Moroccan American Coalition
President
-Empower Moroccan Americans to achieve their full potential and realize their dreams by creating a Network that facilitates dialogue and cooperation between them for the sole benefit of their common interests. Become the first and foremost hub for Moroccan Americans, and achieve a lead status through our membership where we are able to influence issues affecting our communities. Leverage opportunities provided in the civic society of America to influence laws and policies that will benefit…
Empower Moroccan Americans to achieve their full potential and realize their dreams by creating a Network that facilitates dialogue and cooperation between them for the sole benefit of their common interests. Become the first and foremost hub for Moroccan Americans, and achieve a lead status through our membership where we are able to influence issues affecting our communities. Leverage opportunities provided in the civic society of America to influence laws and policies that will benefit Moroccans living both in North America and their homeland of Morocco.
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