Quiet Capital

Quiet Essays, Volume 13 – is out! 💳 Today, we hear from Misha Esipov (Co-Founder & CEO of Nova Credit) on credit scores and how alternative data sources are poised to disrupt lending. Read on: https://lnkd.in/eFfQGT-h - Credit bureaus and credit scores play an important role in financial access. But they are outdated due to their narrow lens and limited data. - This lack of innovation in credit products has substantial impacts on people’s lives and livelihoods. - A smart use of alternative sources of financial data can address many shortcomings. - The end result will be a fairer and more inclusive financial system.

Quiet Essays, Volume 12 – is live! Today we hear from Jim Penrose (Co-Founder & CEO of Tranquility AI and former COO of BlueVoyant) on how AI delivers accurate justice by way of unparalleled analysis of mountains of evidence. Read on: https://bit.ly/4bNtGJs - AI can convert the rising tide of digital evidence, from all of the images, texts and geo-location data on iPhones to social media posts to video from surveillance cameras, into an accurate and connected foundation of facts to help law enforcement solve more crimes. - The New Orleans District Attorney’s office saved thousands of hours of human labor in its first year using AI, while improving the strength of cases that contributed to a steep drop in violent crime. - Almost 80% of Americans lack confidence in the criminal justice system. AI can change that by making prosecutorial decisions fairer, more transparent, and more effective. When prosecutors are overwhelmed with the volume of information to review, biases are prone to creep into their work. AI facilitates peer review to reduce this risk.

Quiet Essays, Volume 11 – just shipped! Luke Skurman (Founder & CEO of Niche) shares how direct admissions & technology can reinvent college admissions, helping heal the frayed relationship between American families and higher education. Read on: https://bit.ly/3UFrqxC - For most, the higher education admissions process is difficult and stressful, with little transparency and lots of bureaucracy. - There’s a better way: one in which power shifts away from colleges to the students and families thanks to tech, innovation, and necessity. It’s growing, and could revolutionize the path to higher education for millions of Americans. - The direct admissions process provides application-free acceptance into participating colleges and a clearer picture of affordability upfront, sending offers based on academic and sometimes demographic requirements. - With an increasing number of students being admitted through direct admissions, there’s strong validation that the process is working for both educational institutions and students.

Quiet Essays, Volume 10 – out now! Today we hear from Nick Desai (Founder & CEO of Together by Renee, former Founder of Heal) on how AI can help millions of people stay healthier — and lower healthcare costs. More here: https://bit.ly/3IWm2Qc - Less than a third of Americans follow their doctor’s care plans, primarily due to how complicated, fragmented, and frustrating the patient experience has become. - Using technology to smooth these friction points can reduce US healthcare spending by $1 trillion per year. - Innovators can use AI, smartphones, and other technologies to alter patient behavior through remote monitoring and electronic “nudges.” - 80 million Americans, many of them older than 65, suffer from two or more chronic diseases and consume 92 percent of health spend.

We're honored to back the N of 1 team behind Taalas as they forge ahead in specialized AI chip development to help unlock the market's full potential. Onwards! https://lnkd.in/enVWV9My

Quiet Essays, Volume 09 – out now! Let's read a fascinating POV from Dan Manges (Co-Founder/CEO of RWX, former CTO of Root Inc. & Braintree) on why testing is king in the next wave of AI coding copilots. More here: https://bit.ly/3TfJKgg – To realize the potential of every engineer you hire, remove the bottlenecks in getting code into production. – Companies that create the right conditions for engineers to succeed outperform competitors by four to five times. – The advent of generative AI has made coding far faster, but its impact has been largely limited to prototyping and version 1.0 software. – Generating code that’s semantically correct is easy, especially for AI, and these technologies are improving rapidly. – But making changes in a complex code base with many decision trees and getting the correct test results in all cases is still critically hard. – A great engineer may push 10s of changes per day, but AI co-pilots may soon be proposing 10k changes daily and running 10k tests each time. – In this world, testing is the bottleneck in both time and cost, where many organizations could see CI/CD costs alone skyrocket to millions annually. – The future gets even brighter when LLMs fine-tuned on an organization’s code and business goals can revise code on their own based on automated test results. – Solving this important problem is the key unlock to a drastic acceleration of how software can improve our world.

Quiet Essays, Volume 08 – now published! ✈️ Learn how hypersonic travel is around the corner, making NYC to Paris in 90 minutes a reality. Authored by Mikhail Kokorich from Destinus: https://lnkd.in/dQMVpdE6 – The speed of air travel hasn’t kept pace with overall technological advancement. Today’s commercial planes travel slower than they did 70 years ago. – A handful of startup companies are making the technological leap to hypersonic travel — at least five times the speed of sound. These advancements are solving key problems that have plagued high-speed travel, picking up where the supersonic Concorde (which traveled twice the speed of sound) left off. – Increasingly affordable and available, hydrogen holds promise as a fuel source for hypersonic aircraft, offering a solution to the problem of hefty fuel costs that doomed the Concorde. The higher speeds and elevations of hypersonic aircraft, as well as advances in aerodynamic design, avoid problematic sonic booms. – It’s a matter of when, not if, hypersonic travel will have wide implications and benefits, making the world a more connected and accessible place.

Quiet Essays, Volume 07 –– out now! Celine Halioua from Loyal / Cellular Longevity breaks down how new drug therapies will slow down dog aging and what that means for human longevity. Read here: https://lnkd.in/d-hgw7-w

Quiet Essays, Volume 06! Read up on how *planet-friendly plastic* is now possible. A piece by Gaurab Chakrabarti, MD, PhD from Solugen: https://lnkd.in/eMg_RZvy.

Quiet Essays, Volume 05 is now live! Here we take a deep dive into where America's defense industry is heading given advancements in AI and more. Written by Danny Goodman from Swarm Aero. Read on: https://lnkd.in/eE4PiWMH