M&T Commercial Banking

Interest in generative AI in the business community is exploding. Gartner projects that more than 80% of enterprises will have used some form of the technology by 2026, but the research showed mixed views regarding how CFOs intend to measure the value of generative AI. Read more about AI spending: https://lnkd.in/gvNm5qXY

With the rapid changes in business-to-business technologies, staying ahead of the curve is no longer a choice — it's a necessity. Technology is shaping the business landscape and the rise of digital wallets is transforming B2B payments. Is your business staying a head or are you in danger of falling behind? Read this article to find out more- https://lnkd.in/gaC8kwkz

See how Real-Time Payments (RTP) are impacting the public sector and get answers to four frequently asked questions: https://lnkd.in/g-34FxnN

Happy Fourth of July! #IndependenceDay #4thofJuly #America

#DYK: Real-Time Payments (RTP) allows for many use cases. These cases include immediate vendor payments, quick-turn bill payments, instant consumer refunds or rebates, efficient payroll processing, emergency payouts (even outside regular business hours), time-sensitive disbursements, and simple domestic bank-to-bank account transfers. An evolving and important use case is Earned Wage Access, which allows workers faster access to funds than traditional payroll cycles. Discover how RTP can benefit the public sector in our article, including answers to four frequently asked questions: https://lnkd.in/g-34FxnN

#DYK: Real-Time Payments (RTP) empowers organizations with control over their money movement and fosters transformative innovation. Key benefits include immediate availability of funds to the receiver, ensuring final and irrevocable payments, simplified payment initiation for bills and invoices, enhanced operational efficiency thanks to rich payment and remittance data, better cash flow management, and the capacity to initiate transactions anytime from existing accounts. Discover how RTP can benefit the public sector in our article, including answers to four frequently asked questions: https://lnkd.in/g-34FxnN

On June 19, 1865—86 years after the U.S. Constitution was signed—U.S. troops arrived in Galveston, TX, to inform the enslaved population they were free, founding Juneteenth, or Freedom Day. Together, we commemorate and recognize this day as one of reflection and freedom.

We see you, Dads — thank you for everything that you do. Happy Father's Day!

Cash flow forecasting can be a daunting task and when you don’t have reliable systems, data and processes to assemble it, credibility can be on the line. For CFOs and treasurers who want to make the processes smoother and simpler, here are five tips to move you closer to that goal: https://lnkd.in/gmnq9VJc

#DYK: Real-Time Payments (RTP) introduces a groundbreaking payment system that allows instantaneous sending and settlement of payments. Unlike traditional methods like checks, cards, or ACH, RTP securely pushes funds directly from the sender’s bank account to the receiver’s account. Features include facilitating instant payments and enhancing straight-through processing for payment requests are starting to emerge. The network is always accessible, enabling payments to be executed 24/7/365, including weekends and holidays. Discover how RTP can benefit the public sector in our article, including answers to four frequently asked questions: https://lnkd.in/g-34FxnN