Emerj360

One of the key budgeting mistakes is not distinguishing between needs and wants. Prioritize by identifying essential (non-discretionary) and negotiable (discretionary) expenses to create a spending plan. Learn more about how to do so and visit: https://lnkd.in/dVw9GQKf

Understanding how your goals are interconnected is crucial for your financial health. Often, achieving these goals requires a non-linear approach. Discuss the 'bigger picture' with your financial professional to ensure every aspect of your financial life is covered.

We are over halfway through 2024, which makes it a great time to review your budget! One place to start is reviewing your discretionary vs. non-discretionary expenses. Learn more about the differences between the two types of expenses in our blog: https://lnkd.in/dVw9GQKf

Emerj360 is here to help you create a financial plan to reach your milestone moments, including your dream vacation! Give us a call at 833-637-5360 if you're ready to start your plan or to see if you are on track to reach your goals.

Are you ready to achieve your retirement dreams? Our team specializes in providing local service and tailored solutions. If you are an investor with over $50,000 in investable assets, Emerj360 can help you create a plan to reach your retirement goals and ensure your money lasts through your golden years. https://loom.ly/dZQY6lI

Did you know that only 4% of retirees use their Social Security benefits at the ideal time? Discover essential factors to help you make the right decision for your situation. To learn more visit: https://lnkd.in/gMNTdXsM

Withdrawing money in retirement involves more than meets the eye. We can help you navigate the complexities for a smoother journey.

Keep an eye out for the Emerj360-wrapped bus spotted around town!

Ever dreamt of pursuing hobbies, traveling the world, or simply relaxing without the constraints of a busy schedule? Retirement may just be the time to make those dreams a reality! What's one thing you can't wait to do when you retire that you don't have time for now? Share your thoughts below!

Hear tips from Heather Jordan as she dives into crucial financial dates and considerations as retirement deadlines draw near. To get more retirement readiness insights and view the full video, visit: https://lnkd.in/gCfTf_w5