Capital One Bonuses: July 2024

Capital One doesn't currently have any bank account promotions or bonuses, but you can see a past promotion below to get an idea of what it could offer in the future. Capital One offers exceptional bank accounts, but it doesn’t have as many promotional offers as some other large banks. Occasionally, it offers cash bonuses on certain bank accounts.

Below are other savings offers from our partners, followed by information about Capital One bank account bonuses.

Capital One: 360 Performance Savings - Up to $1,500 [EXPIRED]

• Bonus Amount: $300–$1,500
• Promotion Expiry: January 9, 2024
• Qualifications: Deposit, maintain balance

Bonus Details

Reminder: This bonus has expired. This is how you were able to sign up:

1. Open a new 360 Performance Savings account with the coupon code. Use the coupon code on Capital One's website.
2. Deposit $20,000 or more of external funds in the first 15 days. "External" funds means money coming from outside of Capital One; money you transfer over from your Capital One checking account, for example, doesn't count.
3. Maintain your deposit for 90 days after the 15-day Initial Funding Period ends.
4. Earn a bonus of $300 to $1,500, depending on deposit amount. A deposit of $20,000 will earn $300; a deposit of $50,000 will earn $750; and a deposit of $100,000 or more will earn $1,500. The bonus will deposited into your account within 60 days of meeting the requirements.

Bonus Restrictions and Account Fees

• You are ineligible for the bonus if you have one of the following accounts, or had one of the following accounts open on or after a certain date, as specified on the page linked above: 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, Confidence Savings.
• No monthly or maintenance fees
• No minimum opening balance or minimum balance requirement
  

Are Capital One Bank Bonuses Worth It?

Capital One doesn't currently offer any bank account bonuses, but its expired offer—$300 to $1,500, depending on deposit amount—provided an average return. You had to deposit $20,000 to earn $300, or $100,000 to earn $1,500. That would have given you a return on deposit of 1.5% in each case.

That's close to the 1.6% median return on deposit among personal savings account promotions we track, so you could have been confident that you weren't missing out on much of a bonus. The median return for savings account bonuses, however, is much lower than the median of about 18% among personal checking account bonuses we track.

Capital One's 360 Performance Savings account generally offers a relatively high interest rate, compared to average national rates, but you can likely find a better offer among the best high-yield savings accounts. The 360 Performance Savings account is available nationwide.

Frequently Asked Questions (FAQs)

How We Track Bank Account Bonuses

Every business day, Investopedia tracks 23 banks and the current, new, extended, and expired account bonuses they offer customers. Banks are chosen based on consumer interest and we add banks to our list as needed to ensure we're always reporting on the best bank bonuses. We update our picks for the best bank account bonuses, the best checking account bonuses, and the best savings account bonuses as needed, chosen based on bonus amounts, bonus requirements, and account features. We aim to provide you with news about checking and savings account bonus offers so you can take advantage of them as soon as possible.