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Best Tenant Screening Services of 2024

The right guidance can safeguard your investment and your peace of mind

Only about nine out of 10 tenants pay their rent on time as of Dec. 2021, according to the National Multifamily Housing Council, a trade association for the apartment industry.

Savvy landlords can play defense by using a good tenant screening service to check an applicant’s credit, income, rental, eviction history, and criminal background. Having access to this type of private data, however, comes with rules and regulations governed by the Fair Credit Reporting Act (FCRA).

We reviewed 18 tenant screening services based on price, speed, breadth of services, compliance with the FCRA, and whether the company supplements database algorithms with human research. From this research, we chose the best services to help you protect your investment.

The 7 Best Tenant Screening Services of 2024

Looking for other kinds of background checks, like employment? See the best background check sites for our top overall picks.

Best Tenant Screening Services of 2024
Best Tenant Screening Services of 2024

Best Overall : First Advantage


First Advantage logo

First Advantage

First Advantage wins best overall because of its broad scope of services, a robust library of white papers and datasheets, and its human review process to minimize the risk of false positives.

Pros
  • Access to library of information on landlord-tenant relationships

  • Links to their partner ecosystem for complementary services

  • Criminal records database updated daily

  • Human review to reduce false positives

  • FCRA-compliant

Cons
  • No pricing online; must call for quote

  • Website navigation potentially confusing

Founded in 2003, First Advantage has grown to become one of the largest screening services in the world, with 26 locations in 14 countries. The company powers more than 100 million background screens annually and is considered one of the most competent companies in the industry.

Landlords call or email First Advantage’s sales department to discuss criteria needs and the number of screens to get a price quote. A unique package is crafted that draws on the scope of First Advantage’s services, plus the supplemental offerings from the company’s partner ecosystem. For example, with Credit Passport from Nova Credit, you can get credit insight for foreign national tenant applicants who have not yet established credit history in the U.S.

First Advantage provides rental, landlord, and utility debt history, in addition to criminal background checks across every state. Their FCRA-compliant services extend into identity fraud as well. Since many evictions are not reported to credit agencies, First Advantage maintains its own database updated with initial filings, possessions, judgments, timely payments, and lease disputes.

As a result, most information landlords need is available within a few minutes. Another factor that earned First Advantage top marks was that you can learn why these criteria are important in their online library, full of webinar video recordings, white papers, blog posts, datasheets, and trend reports.

Landlords can choose from multiple credit reporting agencies when screening a potential tenant. First Advantage also offers a streamlined service for landlords to store forms online. As a result, everything from initial screening to tenant payment performance to filings and background screening can be captured in the forms database.

For customer service, landlords and applicants can call or email for guidance or file a dispute. First Advantage also has an FAQ page with answers and links to expedite solutions.

Best for Realtors : SmartMove


SmartMove

SmartMove

Some landlords have realtors market their properties and conduct screenings. SmartMove is the best tool for realtors with this responsibility because they can manage multiple properties from one account and have applicants pay for screenings.

Pros
  • No membership is needed to request a report.

  • Manage multiple properties from a single account

  • Charge the applicant for the screen if you wish

  • Performed by TransUnion

  • FCRA-compliant

Cons
  • Federal, state, and local laws may prohibit SmartMove from reporting on some criminal records

  • Criminal results not available in many states.

SmartMove, started by TransUnion in 2008, brought big customer power to small business realtors trying to conduct criminal reports economically and quickly.

SmartMove offers three plans: SmartCheck Basic for $25, SmartCheck Plus for $40, and SmartCheck Pro for $45 per screening. For Basic, you receive a credit-based resident score and a national criminal background check. The Plus plan adds a full credit report and a national eviction report. With Pro, SmartMove gives you an Income Insights report, which lets the realtor know if the applicant needs further income verification. And for the benefit of the applicant, the Income Insight report accounts for non-work income such as child support or alimony.

There are no setup fees, no minimums, no monthly service charges, or hidden fees. There’s also no wait to find out if your account is approved. Within minutes of registering, you can be running your first applicant screen. In each tenant screen, you can charge the cost to the applicant or your company. It rises above other services because it is a system designed for a landlord to delegate the screening responsibility to a realtor. The pricing is transparent, and the realtor can screen for multiple properties within a single account.

Customer service is available via phone, and the company offers helpful information through its FAQ page.

Best for Multiple Properties : RentPrep


RentPrep

RentPrep

Fidelis Screening Solutions’ RentPrep is the best option for landlords with multiple properties because it offers a discounted bulk volume price.

Pros
  • It hires, trains, and employs FCRA-certified screeners

  • Discount for owners of 50 or more properties

  • Associated with TransUnion

  • Phone, chat, and email customer support

Cons
  • Cannot provide reports instantly

  • Credit Check Add-on does not include a credit score

RentPrep has built a company that invests in the screening skills of its people so they can perform manual screening supported by technology. While other screening companies boast about the size of their databases and the speed of their reports, RentPrep questions the accuracy—and thus usefulness—of their competitors' speedy reports.

Two plan options for screening tenants are RentPrep Background Check for $21 and TransUnion Full Credit Report for $40. The lower-priced plan does not require involvement from the applicant. It verifies Social Security numbers, evictions, bankruptcies, judgments, and liens. For a $6 upcharge, you can add a nationwide criminal and sex offender search. For $11, you can order a credit decision report.

For landlords with 50+ properties, we found RentPrep to offer a number of discounts.

RentPrep reports are supplied in about an hour during normal business hours. TransUnion reports are available within minutes, but that clock doesn't start ticking until applicants verify their identity.

The company uses phone, chat, and email options for customer support and for tenants to initiate a dispute.

Best Value : E-Renter


E-Renter

E-Renter

While E-Renter does not have the lowest price entry point, it is close to the lowest, and the Basic plan’s content includes criminal records, sex offender searches, bankruptcies, liens, and judgments.

Pros
  • Employees are FCRA-certified and bonded.

  • The site shows state-specific regulations

  • Criminal and sex offender search included in the entry-level package

  • No inspection required for landlords to start screening tenants 24/7

  • Sample reports on website

Cons
  • No option to charge an applicant directly

  • Credit check does not include the full credit report for the landlord services.

E-Renter was founded in 2003 by two rental property owners who wanted to create a better way for landlords to screen tenants. The company offers outstanding customer service, with consumers generally reaching an FCRA-certified representative by phone.

The Basic plan costs $21.95. In this package, the report verifies the applicant’s Social Security number and does an Office of Foreign Assets Control (OFAC) and Patriot Act search. Even at the introductory level, the report includes evictions, judgments, criminal background, sex offender status, liens, lawsuits, and bankruptcies. E-Renter earned the best value here because there were no hidden fees, and at $21.95, it was the lowest price for a large bundle of searches done in the entry-level tier.

E-Renter’s more comprehensive plans are also less expensive than its competitors. For $31.95, the Premium plan includes everything in the Basic plan plus a FICO score and credit check, but you don’t receive the full credit report.

The Ultimate plan, at $36.95, adds an advanced background check that includes Rent Check Advisor, which is a report that indicates whether you should accept checks from the applicant, as well as validation of the applicant’s name, identity, and addresses. Finally, the Ultimate plan also does a Social Security number name match and a check against the Social Security Death Index.

Their reports are generated online within an hour by scouring various databases across the country. There is no signup fee, no monthly fee, and no minimum orders. Customer Service is available via email or phone, Monday through Saturday.

Best Criminal Background Search : BetterNOI


BetterNOI

BetterNOI

BetterNOI understands the importance of an accurate criminal background check to a landlord, and how to dig for records that do not show up in the online databases on which other companies rely.

Pros
  • County researchers dispatched to courthouses across the country

  • Easy-to-read reports

Cons
  • No resource library or blog designed to educate landlords

  • No sample reports to review

Founded in 2001, we found BetterNOI charges $60 to $90 per application, depending on the type and length. You can also request a demonstration to see the program, discuss your needs with a customer service professional, and then receive your custom quote.

Reports provide detailed credit reporting. Criminal background reporting includes searches as well as staff-confirmed research efforts at county courthouses to capture information that is not reported to the standard databases. Detailed court reports show eviction cases, and BetterNOI packages the information to be easily digested.

Enter the criteria important to you, and BetterNOI will tell you if the applicant passes your acceptance guidelines. The detailed steps it takes in researching criminal records were a level above its competitors, so we gave it the best criminal background search award.

Rounding out its background checks, BetterNOI verifies employment and income history. Applicants can file a claim or inquire through an online form, phone call, or mail.

Best Predictive Model : RealPage


RealPage

RealPage

RealPage has put more emphasis on prediction by expanding its scope of research. Artificial Intelligence (AI) plays a big role in RealPage’s model to go beyond just income and credit to determine if an applicant will have trouble paying rent.

Pros
  • E-books, articles, videos, and an online learning system that uses gamification

  • Use the industry’s only database of actual rent payment history

  • Reports within seconds on most factors

  • FCRA-compliant

Cons
  • No pricing online; must call or email for quote

  • Does not use some traditional metrics such as rent-to-income ratio

Founded in 1998, RealPage has become an innovator in the industry with its predictive algorithm. Not only does it predict the ability to pay but also the applicant’s willingness to pay. RealPage uses data from more than 30 million leases to help landlords find tenants with characteristics that predict good tenant behavior.

As a result, RealPage can screen for willingness to pay, identity verification, rental history, and criminal history. The process takes seconds and can be completed within the time an applicant is touring a property. By using artificial intelligence to help inform a tenant’s willingness to pay, RealPage created the most predictive model.

Since you must call to speak to a representative or fill out an online form to discuss your goals and criteria, there are no pre-packaged plans to view online. Quotes are customized for each client.

When an applicant is denied, a human staff member often verifies the disqualifying issues before sending out a denial message. An applicant can initiate a dispute by phone, mail, fax, or email. If a landlord uses some of RealPage’s complementary tenant management services, such as its renter portal, utility management, automated payments, and renter insurance, there are additional ways for the tenant to communicate and file a dispute.

What Are Tenant Screening Services?

Allowing an unqualified renter to move into your property potentially can result in expensive losses due to damage, failed payments, legal actions, and frequent turnover costs. Tenant screening is a process to verify an applicant’s financial and criminal background to try to predict if they are likely to be a tenant that doesn’t eat up your rental profits. The process ranges from completely digital, scouring online database records, and feeding that research into a report for the landlord, to a mix of digital and human research efforts.

What Does a Tenant Screening Report Mean?

A screening report gives a landlord some insight into how the applicant will perform as a tenant based on history. For example, a landlord can see if an applicant has a history of late rental payments, whether the applicant was evicted, and in many cases, for what cause.

Landlords also can check to see if a prospective tenant makes enough money to comfortably meet the rent payment every month. In some reports, landlords can see if an applicant has a lot of personal loans or student debt, for example, to see whether they earn enough to cover all of their debts and expenses.

How Long Does an Eviction Stay on a Tenant Screening Report?

To comply with the rules of the FCRA, evictions should not be on a tenant screening report after seven years. If an applicant finds out an eviction older than seven years appeared on a newly run report, they have the right to file a dispute.

Landlords want to know about applicants' eviction histories because they may predict future behavior. It's an opportunity for landlords to look into why an eviction happened by reviewing the judgment, asking the applicant, or calling the evicting landlord to get the full story.

How Much Is a Tenant Screening Service?

Basic plans for tenant screening services range from $19 to $25 per applicant screened. You can negotiate a bulk pricing discount with some companies and get that price cut almost in half. At the basic level, you’ll typically get a credit, address, employment history, and a Social Security number verification. Criminal and sex offender research is usually added as an itemized upcharge, or it is bundled into the next higher-priced plan tier.

The premium plans cost around $40 per applicant screen on the higher end. The third pricing model that many screening companies use is the custom quote process. In these cases, a landlord or realtor speaks with a customer service agent to discuss the criteria they want to screen and how many tenants they want to screen per month to negotiate a price.

How We Chose the Best Tenant Screening Services

We reviewed 18 tenant screening companies before choosing our top seven recommendations.

The main factors we considered in our evaluation were FCRA compliance and staff training, company history and reputation, accreditations, pricing plans, what the plans included, and whether there were hidden fees. We considered how fast the screening is done balanced with whether the company solely relies on database algorithms or whether it supplemented technology with human research verification.

Every firm we recommend is compliant with the FCRA regulations. Laws change over the years, so an FCRA-compliant screening company stays abreast of the changes and supports the landlord with a properly worded denial letter to give to an applicant.

Companies that embraced technology for speed and efficiency and verified with human research efforts also scored best in our review. Credit databases often contain mistakes, such as closed loan accounts showing that there is still a debt owed. Some have old information that can’t be considered any longer, such as bankruptcies older than seven years. There are criminal and other legal judgments, especially in county court records, that never make it to the national crime databases. Therefore, companies that made it to our shortlist did not solely rest on database algorithms.

Tenant Screening Services
Article Sources
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