Sending money for the holidays to friends and paying for things online has never been easier, thanks to popular peer-to-peer (P2P) apps like Cash App, PayPal, and Venmo. But, from texts to social media posts, scammers are looking to take advantage of shoppers during the busy holiday season. 

It’s more important than ever to know what to look for and how to protect your money and personal information. That’s why the Financial Technology Association launched a national campaign, “Smarter Than Scams,” to empower consumers with the tools to recognize and avoid payment scams during the holiday shopping season.

This year, don’t just be festive. Be smarter than scams!