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  • Nowadays (May 2016), CapOne has a few cards with no foreign transaction fee, no annual fee, and smartchips.
    – LN6595
    Commented May 9, 2016 at 19:36
  • 1
    @LN6595 - Since my post the number of cards with smartchips in the US as increased tremendously. Almost all my cards have chips now and the few that don't will be have chips soon. At the time Capital One did not have a smart chip but it does now.
    – cspirou
    Commented May 27, 2016 at 16:48