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If your computer smoothly runs Catalina, you will find it much simpler to upgrade / replace your apps and stay with one build. Works better.– anonCommented Jan 30, 2022 at 19:07
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My answer below assumes the Mac is qualified for Catalina & doesn't need to involve dosdude or similar, of which I have no experience.– TetsujinCommented Jan 30, 2022 at 19:12
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1. I tried my scheme. The volume created by Time Machine is not bootable. RATS!! 2. Replacing my apps is not really an option. Quicken will no longer work and the newer versions are not good. As far as I can tell, the MS products would all need to be repurchased and none of them are local and require licenses every year or something like that.– D. ScruggsCommented Jan 30, 2022 at 20:56
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