Free Open Banking API using Nordigen / GoCardless


Screenshot from GoCardless. 1. Test with your own data See how the product flow would look like for your users and what data is available 2. Set up the API Follow our documentation to set up the API and start collecting bank account data 3. Customise the user interface Pay as you go Make the user agreement flow for your customers to match your brand 4. Ready to go live? Need help and advice to set up faster?

A few weeks ago I was moaning about there being no OpenBanking API for personal use. Thankfully, I was wrong! As pointed out by Dave a company called Nordigen was set up to provide a free Open Banking service. It was quickly bought by GoCardless who said: We believe access to open banking data should […]

Continue reading →

I'm quoted in the "Infosys Digital Radar 2023"


Cover page of the report.

A few months ago, I had a lovely rambly chat with Harry Keir Hughes about the nature of data, transparency, and how it can tie into the Net Zero agenda. Harry and his team have taken my pontifications and placed them in the very swanky Digital Radar Report. The full report quotes lots of people […]

Continue reading →

Running a Shortest Splitline Algorithm on the UK - and other mapping adventures


South Western tip of England split into three.

How do you fairly split a country into electoral subdivisions? This is a difficult problem. Whatever you choose, you'll piss off someone. A politician will be annoyed that their loyal voters are no longer in their district. And voters will be annoyed that they're now lumped in with people from the wrong side of the […]

Continue reading →

The point of a dashboard isn't to use a dashboard


Colourful graphs and charts. Image by Yvette W from Pixabay.

Every so often, an employer asks me to help make a dashboard. Usually, this causes technologists to roll their eyes. They have a vision of a CEO grandly staring at a giant projection screen, watching the pretty graphs go up and down, and making real-time decisions about Serious Business. Ugh! What a waste of time! […]

Continue reading →

x-no-data-charges


Screenshot of a Symbian mobile phone asking "Opening a secure connection. Yes or No?"

Here's an idea that can't possibly work. People used to pay-per-minute for telephone calls. Some numbers were "zero-rated". That is, if you called them you wouldn't be charged. At first1 it was calls to the emergency services which were free. Businesses and other organisations realised that it was good customer service to provide a free-to-call […]

Continue reading →

How do you store numbers with leading zeros?


Binary code displayed on a screen.

I am very interested in your opinion on this. Imagine that you work at a company which sells widgets. Each widget has a unique serial number. The number is a fixed length, and can contain leading zeros. That is, the following are all valid identifiers: 00001 01010 12345 What data type would you use to […]

Continue reading →

(re) Introducing TweeView - a Tree Visualisation for Twitter Conversations


A dozen or so Tweets in a thread.

Previously on Terence Eden's blog... About 4 years ago, I wrote about Visualising Twitter Conversations in 2D Space. Based on an idea by Lucy Pepper, I built a quick hack to show what Twitter threads actually looked like. Well, lockdown finally got the best of me, and I finished the project! TweeView.ml Here are a […]

Continue reading →

Visualising Twitter Conversations in 3D Space


A small conversation.

Here's set of visualisation I've been working on. Last night, at #TapIntoTwitter, I demonstrated a fun way to view your Twitter conversations as a force-directed graph in 3D space. I'm going to show it off to you, then explain how it works. This is a designed as a "fun" demo. Here we go! So, what's […]

Continue reading →

MSc Assignment 2 - Data Analytics Principles


A map where square relating to a specific group all have the same colour.

I'm doing an apprenticeship MSc in Digital Technology. In the spirit of openness, I'm blogging my research and my assignments. This is my paper from the Data Analytics module. I enjoyed it far more than the previous module. This was my second assignment, and I was amazed to score 72%. In the English system 50% […]

Continue reading →

Best Bulk Data PAYG SIMs in the UK


The Doctor on the phone.

I want to buy a big chunk of data and use it until it runs out. I'm not interested in a contract. I don't want a bundle of phone calls, SMS, or ringtones. Just give me DATA that lasts for as long as possible. Here's the best data deals that I could find. Stick them […]

Continue reading →