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Results tagged with canada
Search options questions only
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user 254
For questions that relate to the financial laws, practices, and products of Canada.
5
votes
2
answers
2k
views
TD1: claiming carried forward tuition, education, and textbook amounts from previous years
textbook amounts (full time and part time), where it states:
If you are a student enrolled at a university or college, or an educational institution certified by Human Resources and Skills Development Canada …
- 2,283
15
votes
2
answers
14k
views
Should a married couple co-sign a mortgage or not?
If one partner can qualify for the mortgage that the couple needs based on his/her income and credit history alone, is there value in co-signing the mortgage apart from the 'in it together' mentality? …
- 2,283
4
votes
2
answers
2k
views
Using GnuCash for accurate cost basis calculation for foreign investments (CAD primary curre...
I'm looking to use GnuCash for investment tracking and while I evaluate the software, I am specifically interested in how to get it to properly calculate the ACB of foreign investments in CAD.
For Ca …
- 2,283
3
votes
1
answer
3k
views
Can one designate a beneficiary for a savings account in Canada?
For most registered accounts, you can designate a beneficiary in the event of your demise. Is it possible to do the same for a regular bank or high-interest savings account without creating a will? An …
- 2,283
18
votes
3
answers
2k
views
Regular contribution threshold for ETF vs Index Mutual Fund?
I've seen enough info out there comparing lump-sum investments into ETFs vs mutual funds with respect to broker commissions in the case of ETFs, and the discrepancy between MERs between the two. In th …
- 2,283
5
votes
1
answer
6k
views
Did not cash cheque for last years tax refund, can I ask for another?
A friend of mine did not cash her refund cheque from last year as she moved away and forgot to change her address. What is the method for retrieving that refund from the CRA? Would it be possible for …
- 2,283
6
votes
2
answers
428
views
Nit picky personal accounting question: What is the right way to record borrowing from yours...
I keep a spreadsheet with my personal financial statements (balance sheet, income statement, cash flow) that generally follows the corporate approach. I omit considerations of depreciation, etc. There …
- 2,283
4
votes
2
answers
295
views
Move self-directed RRSP account to another institution while avoiding transfer out fee?
I'd like to move my self-directed RRSP account from one institution to another. My current broker charges the common $125 for transfer out using the T2033.
To avoid this fee, I'm considering liquidat …
- 2,283