All Questions
3
questions
8
votes
7
answers
6k
views
When is it worth taking out a loan for something I could pay in cash?
I'm trying to better understand the time-value of money and how to compare interest rates vs. investment returns.
In general, if I can pay for something in cash or short-term credit (paid off monthly),...
- 287
1
vote
2
answers
1k
views
Should I take out a bigger mortgage, or pay a greater cash deposit?
Let's say I want to buy a house worth £400k. I can get a mortgage up to £300k, and I have £150k cash sitting in the bank. Which would be my best option:
1) Take out the maximum mortgage of £300k and ...
- 601
12
votes
7
answers
802
views
Are Kiva or other microlending institutions a decent way to improve overall yield?
Have you used Kiva.org, Microplace.com or any other microlending institutions? Any positive or negative experiences?
Does this seem like a decent way to improve overall yield, assuming I'm willing ...
- 779