All Questions
53
questions
4
votes
1
answer
489
views
Who is responsible when property and the loan are in different names?
We have a LAP (Loan against property) loan with ICICI Bank. The loan is on my name (primary), with my brother and father as co-signers.
I am not sure how the ICICI bank sanctioned the loan on my name ...
- 49
3
votes
1
answer
2k
views
Getting a loan to buy a second house from family in India
I have one elder brother. My father has one house worth 30 Lacks.
During property sharing, this house went to my brother.
He is planning to sell that property, but I do not want to sell it to some ...
- 31
0
votes
1
answer
2k
views
How to Split a loan, and how much should be my investment
I am from India. My idea of the question is to understand what is the loan amount I am entitled to, what should be my plan for applying a loan and is there any ways to reduce interest rate after a ...
- 101
6
votes
3
answers
63k
views
Can I get a housing loan for my father's property?
I want to apply for a home loan, but the property is registered in my father's name. Is it possible? Can anybody help clarify my understanding of home loans?
- 215
2
votes
2
answers
1k
views
Go for Fixed or Floating interest in Mortgage
Which type of loan is best, a Fixed interest rate or a floating interest rate?
In India most banks offer mortgages that start with a 12% floating rate or a fixed rate mortgage with a 13.5% interest ...
- 215
0
votes
2
answers
198
views
Is there any kind of unsecured stock loan?
I am interested to buy some shares in the future. Can anybody tell me is there any kind of stock loan which doesn't need collateral?
- 549
1
vote
4
answers
1k
views
What is Loan to Value Ratio?
Suppose if I am taking a $50,000 on loan for home or for car or for anything,I have read it many times that LVR is 85% or 80%.what does it mean actually?
Is it applicable for Indian citizens too?
- 549
2
votes
1
answer
98
views
Is it possible to get a short term housing loan in India?
Suppose I want to pay for a house with my own funds expect that they are stuck in deposits that I can't redeem immediately. Is there any way I can get say a 40 lakh loan for a tenure of 1 year?
- 613