All Questions
6
questions
-1
votes
2
answers
277
views
What will happen to a tiny debt if I ignore it?
I received a medical bill of $150.00 and I made a payment of $149.99 (just as an experiment) so technically I own the clinic $0.01.
I am curious what will happen to this tiny debt.
It will cost them ...
- 1,571
3
votes
1
answer
274
views
Can debt collections show up on my credit report if the collectors haven't contacted me first?
Can debt collectors report to credit bureaus when they haven't contacted me yet?
- 335
1
vote
2
answers
250
views
Should I pay off a credit card or a collection balance first?
I have a collection and a credit card with roughly the same balance. I received a bonus and I am able to pay off one of them completely. Which is more beneficial to pay off first?
- 257
2
votes
1
answer
296
views
Improving credit: what should I do about very old debt; ignore, settle, or pay it in full?
I have about $6,000 of very old debt. It went into collections about 3 years ago when I was in college.
Today I have a good job, and I am thinking about the future. I am now interested in improving ...
- 195
3
votes
1
answer
426
views
Should I communicate with a collections agency to dispute a claim after it's been deleted from my credit report?
A little over a month ago, I received a voicemail from a debt collections agency stating that they wanted to collect on $200 from an apartment complex that I moved out of 6 months earlier. I assumed ...
- 1,876
6
votes
2
answers
768
views
Can I pay a collection agency in a way that will improve my credit score?
Finally, I've got cash in the bank.
But this comes after a few years of building up a credit card debt of about $5,000 and not paying it off. A collection agency has come after me. I'm sure my ...
- 61