All Questions
4
questions
1
vote
2
answers
274
views
Would Getting (and Paying) an Installment Loan Benefit My Mortgage Rate
I am planning to buy a house (in the US) in about 9-12 months. I've read from different resources that an installment loan may boost my credit score if I make my loan repayments on time, as this is ...
- 125
1
vote
1
answer
1k
views
Not Paying Loan Should I opt for One time Settlement. How will this reflect in CIBIL score?
I have loan. I didn't pay EMI for the past 1 year.
Now the bank has provided me the option of One Time Settlement. This is roughly half of the entire loan.
If I pay the One time settlement , how ...
- 199
1
vote
1
answer
130
views
How CIBIL Credit score will impact for 2 unsecured loans?
I have 2 loans. One I am paying on time correctly. Another one I am paying partially.
How it will affect my CIBIL Credit score?.
- 199
7
votes
1
answer
1k
views
Shopping around for loans without detrimentally affecting credit rating/chance of getting said loan?
I've found myself stuck in a quandary. I put a deposit down on a car and I'm trying to obtain a personal loan based on this. The problem is that I'm finding that despite passing all initial checks ...
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