All Questions
6
questions
0
votes
3
answers
175
views
Auto loan finance for building credit
I recently moved to the USA and I have no credit history. I want to buy a car that costs $18,300. My down payment will be $12,000 and I will finance the balance at 15.4% (extremely high!) over 36 ...
- 101
2
votes
1
answer
158
views
What should I know before applying for a student loan? Should I pay off all or as much of my CC debit first?
Before taking out a student loan, would it be best to pay off as much of my Credit Card as possible to help get the best APR%?
I have 1 CC with a $5000 limit unused. I have another with $7500 on a $...
- 1,199
1
vote
1
answer
130
views
How CIBIL Credit score will impact for 2 unsecured loans?
I have 2 loans. One I am paying on time correctly. Another one I am paying partially.
How it will affect my CIBIL Credit score?.
- 199
2
votes
2
answers
516
views
How do credit-builder loans show up on credit reports?
To boost folks' credit scores, a financial product called a credit-builder loan provides a loan of cash that borrowers can't spend, which is paid off a bit each month. The primary effect (and benefit)...
- 2,905
1
vote
1
answer
1k
views
Time of CIBIL score update?
I have Education loan EMI of Rs 4500 per month. I didn't pay EMI for last 5 Months. So my cibil score has reduced to 600. I plan pay last 5 months EMI in a single payment and EMI regularly from this ...
- 199
7
votes
1
answer
1k
views
Shopping around for loans without detrimentally affecting credit rating/chance of getting said loan?
I've found myself stuck in a quandary. I put a deposit down on a car and I'm trying to obtain a personal loan based on this. The problem is that I'm finding that despite passing all initial checks ...
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