All Questions
9
questions
0
votes
2
answers
555
views
Is there any catch in life time free credit cards against fixed deposits?
Many banks have offerred me life time free credit cards because of my good credit score. However, there are some banks which did not offer any life time free credit card. However they offer credit ...
- 131
2
votes
3
answers
431
views
Is it ok to have multiple life time free credit cards?
I am currently having two life time free credit cards. These cards do not charge any annual fees. And another bank is offering me such credit card. I was thinking if I should go for it as
its rare ...
- 173
1
vote
2
answers
182
views
How to increase CIBIL score?
How to increase cibil score if your credit card and personal repayment history are not consistently good?
- 111
1
vote
1
answer
1k
views
Not Paying Loan Should I opt for One time Settlement. How will this reflect in CIBIL score?
I have loan. I didn't pay EMI for the past 1 year.
Now the bank has provided me the option of One Time Settlement. This is roughly half of the entire loan.
If I pay the One time settlement , how ...
- 199
7
votes
3
answers
2k
views
Is my credit score affected by making payments in parts?
On a bank's website, I read that part payments affect credit score.
Avoid part payments. It doesn’t really help and affects your score.
There are times when amount due on my card is 20k, and I pay ...
- 181
1
vote
1
answer
130
views
How CIBIL Credit score will impact for 2 unsecured loans?
I have 2 loans. One I am paying on time correctly. Another one I am paying partially.
How it will affect my CIBIL Credit score?.
- 199
1
vote
1
answer
3k
views
Demat & Trading account will reduce Cibil score?
I have opened Trading Demat Account before 2 years. But i used only 2 months. Will it reduce cibil score?
- 199
0
votes
1
answer
219
views
How Secure credit card Increase Cibil Score?
I have Low Cibil Score(628). Take Example, I buy secure credit card say for Rs.25000, and i get Credit Limit as Rs.20,000.I do use Secure credit card 50% every month.And i pay EMIs correctly. Than ...
- 199
1
vote
1
answer
1k
views
Time of CIBIL score update?
I have Education loan EMI of Rs 4500 per month. I didn't pay EMI for last 5 Months. So my cibil score has reduced to 600. I plan pay last 5 months EMI in a single payment and EMI regularly from this ...
- 199