All Questions
Tagged with credit-score calculation
2
questions
13
votes
2
answers
3k
views
Does the history of credit utilization affect FICO score?
Most people are aware that the debt to credit limit ratio is a vital part of the FICO score. The FICO score is updated every time new information is received by the credit bureaus. However, is it ...
- 173
4
votes
1
answer
3k
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What is the full formula for calculating a FICO 9 credit score?
I'm familiar with the percentage breakdown of how a credit score is calculated. I'm wondering what is the exact formula is that can be used to come up with a point value based on specific input ...
- 143