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1 vote
1 answer
389 views

Should I put my mortgage in deferment?

Times have been rough! I lost my job and despite interviewing I have only been ghosted by recruiters and companies. I have started offering tech/software consulting services but given I am new to the ...
perennial_noob's user avatar
1 vote
2 answers
364 views

How much do lenders care about your total available credit?

In the eyes of an auto loan officer, which applicant is lower risk? What about a mortgage? Two applicants have identical financial obligations, income, credit utilization and credit files; all that ...
Eric Seastrand's user avatar
5 votes
2 answers
329 views

Is it advisable to take small planned loans before going for a huge home loan?

The area that I am focusing on is related to get lower interest rate when applying for a house loan 4-5 years down the line. After graduating from school and having a job, the credit score> ...
JNL's user avatar
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