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0 votes
1 answer
55 views

Does payment in the UK with UK billing address by using an EU debit card influence your UK credit score?

As per the title; additional clarification: the payment is in GBP and my debit card is registered at an EU address. I'm paying by using a paper payment slip, and I don't think that mismatch between ...
user avatar
2 votes
2 answers
450 views

UK equivalent of annualcreditreport.com?

From https://money.stackexchange.com/a/52272 I learned that (apparently) US federal law says I can "Get a free copy of your credit report every 12 months from each credit reporting company.", through ...
user2661269's user avatar
2 votes
2 answers
208 views

Would it hurt my credit score/report if a company decided to close my account for security reasons?

Recently I received a letter from my credit card company asking me to send them a proof of identity/address as they have frozen my account and doing security checks. I can't be bothered to send them ...
Ulkoma's user avatar
  • 383
6 votes
1 answer
18k views

Can a company run a credit check on me without my permission?

I understand that sometimes when dealing with companies over the phone or over the counter, they need to run a credit check. I would have thought that as a courtesy they would at least tell you this ...
Husman's user avatar
  • 405