All Questions
7
questions
2
votes
3
answers
431
views
Is it ok to have multiple life time free credit cards?
I am currently having two life time free credit cards. These cards do not charge any annual fees. And another bank is offering me such credit card. I was thinking if I should go for it as
its rare ...
- 173
1
vote
2
answers
182
views
How to increase CIBIL score?
How to increase cibil score if your credit card and personal repayment history are not consistently good?
- 111
1
vote
1
answer
1k
views
Not Paying Loan Should I opt for One time Settlement. How will this reflect in CIBIL score?
I have loan. I didn't pay EMI for the past 1 year.
Now the bank has provided me the option of One Time Settlement. This is roughly half of the entire loan.
If I pay the One time settlement , how ...
- 199
1
vote
1
answer
3k
views
Demat & Trading account will reduce Cibil score?
I have opened Trading Demat Account before 2 years. But i used only 2 months. Will it reduce cibil score?
- 199
0
votes
1
answer
219
views
How Secure credit card Increase Cibil Score?
I have Low Cibil Score(628). Take Example, I buy secure credit card say for Rs.25000, and i get Credit Limit as Rs.20,000.I do use Secure credit card 50% every month.And i pay EMIs correctly. Than ...
- 199
1
vote
1
answer
1k
views
Time of CIBIL score update?
I have Education loan EMI of Rs 4500 per month. I didn't pay EMI for last 5 Months. So my cibil score has reduced to 600. I plan pay last 5 months EMI in a single payment and EMI regularly from this ...
- 199
1
vote
1
answer
90
views
If bank can give less home loan than PAL offered based on my credibility
I have applied PAL (Pre approved home loan ) for a bank. Bank have approved the amount what I needed. When I confirmed with them, they assured they have check my cibil and credibility before approving ...
- 157