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3 votes
1 answer
274 views

Can debt collections show up on my credit report if the collectors haven't contacted me first?

Can debt collectors report to credit bureaus when they haven't contacted me yet?
JobHunter69's user avatar
1 vote
2 answers
288 views

Credit Report debt expiration limit: original creditor vs. Collection

I am confused about how the statute of limitations with regards to debt applies to what is reported on an actual credit report from the 3 credit reporting agencies in the United States. Researching ...
Siler's user avatar
  • 11
2 votes
3 answers
886 views

How much will my credit improve if I pay off all the negatives and there's nothing else on it?

My TransUnion is 497, and Equifax is 469. I couldn't remember the information they needed to verify my identity online for the third credit agency. The only things on the reports are 5 things on ...
nsfnotthrowingaway's user avatar