Questions tagged [canada]
For questions that relate to the financial laws, practices, and products of Canada.
1,499
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When does the HST impact pre-purchased services in Ontario? [Canada]
Some services will be impacted earlier than July 1, 2010. What services are impacted and what date does the full 13% get charged?
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With interest rates beginning to ascend, is it better to lock in a mortgage at fixed rate or opt for variable rate?
With the interest rates beginning to ascend, is it better to lock the house mortgage at a fixed rate or to opt for a variable rate mortgage? Thanks in advance for the sage advice that is shared here.
- 513
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Do personal cheques expire? [Canada]
In Canada, cheques issued by the Government of Canada do not expire. do personal cheques ever expire? If so, what is the limit before they need to be re-issued?
- 6,230
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Did not cash cheque for last years tax refund, can I ask for another?
A friend of mine did not cash her refund cheque from last year as she moved away and forgot to change her address. What is the method for retrieving that refund from the CRA? Would it be possible for ...
- 2,283
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6
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What's a good personal finance management web app that I can use in Canada? [closed]
I'm looking for an intuitive free to use personal finance management web application. There's a whole bunch of them out there and the few that seems modern are:
www.buxfer.com
www.wesabe.com
www....
4
votes
1
answer
1k
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Ontario HST rebate: When would I qualify?
I turned 18 in January 2010 and I filed a 2009 income tax return. When will I qualify to receive the rebate?
WAlly
4
votes
1
answer
2k
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What are good Monthly Income Funds? [Canada]
I would like to invest $100000 cash in a monthly income generating mutual fund which is
low risk - I read that some pay div , interest and return of capital.
Can I have the names of three funds that ...
sharam
2
votes
1
answer
173
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What impact does the new mortgage rules have on CMHC policies? [Canada]
With reference to this question, how does this affect the Canadian Home and Mortgage Corporation (CMHC)? This organization made it possible to get a new home with as little as 5% downpayment, ...
- 6,230
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426
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Which investment option provides the best income tax benefit? [Canada]
If I have $100 to invest and I have the ability to choose from the following:
GIC at 3% interest
Shares that I might later sell at $105
Shares that pay a dividend of $3
Assuming that the period is ...
- 6,230
3
votes
1
answer
970
views
How will Ontario's HST apply to books / textbooks, which were PST exempt before?
Students (university/college) have been hit hard enough recently with tuition hikes. How will this latest cost increase affect the cost of education materials?
- 6,230
4
votes
2
answers
978
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How do I best bill out an annualized salary monthly, as a Canadian contractor?
As a Canadian software contractor, what's the best or most accepted method if I've agreed to an annualized salary, to bill it out monthly considering holidays, February being a shorter month etc?
Is ...
- 41
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6k
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Do gift cards expire? Does a gift certificate's value depreciate? How long can I keep them for?
I recently found several gift certificates (yes, way back when) from stores like Restoration Hardware, Omer DeSerres (now Loomis) and Jacob. I live in Canada. Can I use these certificates today, ...
- 8,683
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5
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Is it true that Income Tax was created to finance troops for World War I?
I remember hearing that income tax was specifically created to finance the war effort during World War I. Is this true? If so was it originally intended to be a temporary measure?
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How does Ontario's new HST affect a condominium purchase?
I'm wondering what the rules are regarding HST and a purchase of a condominium.
When buying a new construction condominium, would I need to pay HST?
What about for existing (re-sale) condo's?
I've ...
- 1,410
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Will I need to pay HST on condo maintenance fees?
Are condo fees going to go up when the HST goes into effect? If so, are there any exemptions to this?
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