All Questions
63
questions
1
vote
1
answer
249
views
In Canada, is it legal to transfer Adsense earnings to free tax account?
As long as you respect the free tax account limit, is it legal and correct to transfer Adsense earnings to free tax account in Canada?
My objective is to not pay taxes on Adsense earnings.
Note : ...
- 141
1
vote
1
answer
93
views
TFSA withdrawal
If I make a TFSA withdrawal and wish to re-invest the following year, do I have to re-invest with the same institution, or can I change to one offering a better rate?
If I have already made this ...
- 11
2
votes
1
answer
330
views
Asset Allocation between TFSA vs RRSP
I have 60K in my TFSA and 15K in my RRSP. Both accounts are maxed out.
I want to go with the basic balanced couch potato portfolio: XAW: 40%, VCN: 20%, ZAG: 40%.
I've heard that putting stocks in ...
- 121
1
vote
0
answers
424
views
Is it worth contributing to a Canadian TFSA from the USA?
I am a Canadian citizen studying for a PhD in the USA.
From the CRA's point of view, I'm a Canadian resident; from the IRS's point of view, I'm a non-resident alien.
My investment goal is long-term ...
- 111
3
votes
2
answers
800
views
How do I transfer money from one TFSA to another? [CAN]
I have had my investments managed in a TFSA by fundex for many years. Now I want to take things into my own hands and manage my own investments. I am trying to transfer my funds out of one TFSA and ...
2
votes
2
answers
364
views
Long term investing alternative to mutual funds
Background
I'm trying to figure out what is the best way to supplement my RRSP for
retirement. In Canada, I can contribute roughly 18% of my annual income (up to
an annual maximum of about $26,230.00)...
- 163
2
votes
1
answer
224
views
Reasons to add an REIT to portfolio
I am wondering if someone can point out the advantages/disadvantages of adding an REIT to a basic ETF portfolio that will be cashed out in 3-5 years(or the next good bull mrkt) as down payment for a ...
- 223
2
votes
1
answer
376
views
Switching funds within the same TFSA- how is contribution room impacted?
I have a TFSA mutual fund account with TD Canada Trust and am looking to do some re-balancing of funds within this account. I am aware that I can use the "Switch funds" feature to accomplish this.
...
- 1,293
1
vote
2
answers
170
views
Are GICs a reasonable investment within a TFSA?
I have a TFSA with ~$15k in it. ~$5k is invested into a 0.9% GIC, for 12-months, but I've been told by nearly everyone I've mentioned that rate to that I was burned, and that my money could have been ...
- 115
1
vote
1
answer
384
views
Taxes on foreign and local dividends held in a TFSA
As far as I read in many articles, all earnings (capital gains and dividends) from Canadian stocks will be always tax-free. Right?
In contrast, holding U.S. or any foreign stock that yields dividends ...
- 207
0
votes
1
answer
123
views
Paying taxes on an inherited Canadian TFSA? (Successor holder case)
I read this interesting article about Questions about TFSA and I contrasted the information with CRA's website about successor holder.
As far as I understood, when the original holder's TFSA pass ...
- 207
1
vote
2
answers
112
views
What are the consequences of transferring US equities from TFSA to RRSP?
I plan on transferring stocks owned in my TFSA to my RRSP as part of my 2015 RRSP contributions.
However, I do own some US stocks in my TFSA. When I transfer those stocks, are there any tax ...
- 113
2
votes
1
answer
225
views
Can a dividend reinvestment plan (DRIP) and share purchase plan (SPP) be used with a TFSA?
Can I put Sun Life (SLF) shares into a dividend reinvestment plan (DRIP) and share purchase plan (SPP) plan, and then put into a TFSA investment account for a family member, 5 to 10 year term?
- 21
1
vote
1
answer
503
views
How does TFSA contribution room carryover work, e.g. unused amounts and withdrawals?
Is the TFSA contribution limit per year $5000/person?
How are unused contributions carried over?
If last year I contributed only $3000, then this year, would I have $7000 contribution room available?...
- 16k
1
vote
1
answer
520
views
Do I pay withholding tax on a US company trading on TSE
I am talking about Cenovus energy:TSE:CVE
It trades on both NYSE and TSE. If I buy it on TSE and pay in CAD, in my TFSA, do I still pay the 15% withholding tax, that cannot even be recovered using ...
- 16k