All Questions
3
questions
2
votes
4
answers
147
views
What are some rule of thumb criteria to choose loans?
When one wants to take on a loan, they can do so from multiple banks. There are also comparison websites that allow you to see various loan offers from each bank. Most of them use the annual ...
- 123
0
votes
1
answer
91
views
Are points and fees included in the monthly payment when looking for mortgages?
When searching for a mortgage, (for example, on bankrate.com) you are usually given a list, with each mortgage offer including (details made up):
APR = 3.6%
RATE = 3.5%
Term = 15 Years
$/...
- 640
0
votes
1
answer
5k
views
How much higher should my APR be than my rate?
First time home buyer looking at mortgages and having a hard time understanding the difference between good and bad on rates.
On a loan estimate I have been quoted 4.75% rate(seems high?) and 5.795% ...
- 275