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17 votes
5 answers
7k views

Is it possible for me to keep my credit card APR at 0% permanently?

Right now I'm using the Chase Freedom card, and the terms say that it has a 0% Intro APR for 15 months from account opening on purchases. After the intro period, a variable APR of 15.74% - 24.49% is ...
David G's user avatar
  • 535
0 votes
1 answer
275 views

Holding Multiple Credit Cards. Does the credit limits add up and work together? [duplicate]

So lets say I have the following credit cards with the following limits: $1,500 $8,500 $9,000 If they all sat at 0 usage, and I was to charge one of them at say $3000 and let that sit on 0% APR for ...
Jason's user avatar
  • 1,199
2 votes
3 answers
11k views

What does APR mean I'm paying?

I've read every article and post on the internet and I'm still confused. I'm getting a credit card with a 19.9% APR with no annual or monthly fees. I read that APR is the annual rate for borrowing. ...
tesla's user avatar
  • 21