All Questions
Tagged with apr balance-transfer
5
questions
8
votes
2
answers
301
views
0% intro APRs complicating payoff plans
So I'm in not-the-best™ position with about 15K in undesirable credit card debt (And another 5K in permanent no-interest deferred payment plans). I'm trying to calculate what the optimal payoff ...
- 115
3
votes
4
answers
705
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Can you switch credit cards annually to avoid interest if you have no outstanding balance?
I am aware of how balance transfers work, and that there are various things to consider with that.
However, I generally treat my credit card as a debit card, paying it off fully at the end of each ...
- 2,585
0
votes
2
answers
415
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Interest charges on balance transfer when purchases are involved
I just finished reading a great explanation on how interest is determined and how to avoid. It was stated the way to avoid interest is to pay off your full statement balance each month.
Example:
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- 103
1
vote
2
answers
341
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Do no-balance-transfer-fee credit cards make exceptions in their special offers?
I have a wide array of credit cards that I use to maximize rewards. Every now and then I get an offer in the mail from one of the cards I haven't used in a while, offering 0% APR on balance transfers ...
user19035
2
votes
1
answer
293
views
How to arrive at the fee-adjusted APR (accounting for balance transfer fee, but not inflation)?
I'm trying to figure out the fee-adjusted interest rate paid when incurring a balance transfer fee on a loan, not accounting for inflation.
If the APR is 4%, the loan 5000, the transfer 2% and you ...
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