Skip to main content
added info from virginia DMV
Source Link
mhoran_psprep
  • 142.8k
  • 15
  • 197
  • 399

Talk to a local agent, they should be able to work this out. Don't call the 800 number or go though the website. Start with the company you had for the last few years.

One issue you will have is that Virginia requires you to have insurance, or you must pay an uninsured motorists fee.

While there is a fee for not having insurance, according to DMV paying the fee doesn't provide insurance:

The $500 Uninsured Motor Vehicle (UMV) fee, which is paid to the Department of Motor Vehicles (DMV), does not provide any insurance; it only allows you to drive an uninsured vehicle at your own risk. It expires with your registration and must be paid at renewal. If you are driving an uninsured vehicle and are involved in an accident, the other driver may notify DMV that your vehicle is uninsured as part of reporting the accident to DMV.

Penalties

Severe penalties are imposed for not complying with insurance requirements. If liability insurance coverage on a vehicle terminates or cancels during the registration period, you must reinsure the vehicle, pay the uninsured motor vehicle fee, temporarily deactivate your license plates, or surrender the license plates to DMV.

Vehicle owners who are uninsured or have not paid the UMV fee will have their driving and vehicle registration privileges suspended. To be reinstated, they must pay a $500 statutory fee, file a Financial Responsibility Insurance Certificate (SR-22) with DMV for three years, and pay a reinstatement fee, if applicable. Eligible vehicle owners may enter into a payment plan program to pay the statutory fee over time.

I would resolve this today.

Talk to a local agent, they should be able to work this out. Don't call the 800 number or go though the website. Start with the company you had for the last few years.

One issue you will have is that Virginia requires you to have insurance, or you must pay an uninsured motorists fee.

Talk to a local agent, they should be able to work this out. Don't call the 800 number or go though the website. Start with the company you had for the last few years.

One issue you will have is that Virginia requires you to have insurance, or you must pay an uninsured motorists fee.

While there is a fee for not having insurance, according to DMV paying the fee doesn't provide insurance:

The $500 Uninsured Motor Vehicle (UMV) fee, which is paid to the Department of Motor Vehicles (DMV), does not provide any insurance; it only allows you to drive an uninsured vehicle at your own risk. It expires with your registration and must be paid at renewal. If you are driving an uninsured vehicle and are involved in an accident, the other driver may notify DMV that your vehicle is uninsured as part of reporting the accident to DMV.

Penalties

Severe penalties are imposed for not complying with insurance requirements. If liability insurance coverage on a vehicle terminates or cancels during the registration period, you must reinsure the vehicle, pay the uninsured motor vehicle fee, temporarily deactivate your license plates, or surrender the license plates to DMV.

Vehicle owners who are uninsured or have not paid the UMV fee will have their driving and vehicle registration privileges suspended. To be reinstated, they must pay a $500 statutory fee, file a Financial Responsibility Insurance Certificate (SR-22) with DMV for three years, and pay a reinstatement fee, if applicable. Eligible vehicle owners may enter into a payment plan program to pay the statutory fee over time.

I would resolve this today.

Source Link
mhoran_psprep
  • 142.8k
  • 15
  • 197
  • 399

Talk to a local agent, they should be able to work this out. Don't call the 800 number or go though the website. Start with the company you had for the last few years.

One issue you will have is that Virginia requires you to have insurance, or you must pay an uninsured motorists fee.