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    please specify the country, and even the state, because in the US insurance laws vary by state. Commented May 29, 2018 at 17:16
  • What is the point of insuring the car while it's out of your possession being fixed? You can just call your insurer and buy the coverage as of the day you pick up the car the day you're picking up the car.
    – quid
    Commented May 29, 2018 at 17:21
  • Well I have been hit by other drivers 4 times in the past two years and the wait time for the claim evaluation can be a couple of days. I guess I have this worst case scenario in my head where somewhow I manage to cause a 10 car pile up and kill like 2 people... all while having no insurance. I know that seems extreme, I'm just willing to pay whatever to make sure everything is covered.
    – aquaballin
    Commented May 29, 2018 at 17:24
  • who did you have for the last few years? Commented May 29, 2018 at 17:27
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    Then you need to call your insurer and get yourself your liability coverage, then rent a car, then have your car towed to whatever shop will be performing the work. That would be the belt and suspenders approach.
    – quid
    Commented May 29, 2018 at 17:52